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16640 Stephenie St, Bakersfield, CA 93314 Property Records

Kern County property record for 16640 Stephenie St, Bakersfield, CA 93314 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,607 sqft · built 1984
Lot Size2.51 acres (109,336 sqft)
Owner2 Individual Names on File
Last Sale$425,000 (Jul 2015)
Tax Bill$6,552 (2025)
Deeds & MortgagesJun 2020 Mortgage
Nov 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN407-080-06-00-7

Property Details

APN / Parcel Number

Primary APN407-080-06-00-7
Alternative APNs
  • 407-080-06-8
  • 4070800600
  • 40708006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,607 sqft Living Area
Gross Area3,799 sqft
1st Floor Area1,740 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area109,336 sqft
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area66 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number407080068
Street Address16640 STEPHENIE ST
CityBAKERSFIELD
StateCA
Zip93314-9671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL MAP 7117 , LOT 4
Legal SubdivisionPM 7117
Legal Tract7117
Legal Block1
Legal Lot Number4
JurisdictionKERN CA
Township / Civil DivisionROSEDALE
Census Block Group1
Census Block1020
Census Tract3823

Owner

Source: Kern County records · APN 407-080-06-00-7

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16640 STEPHENIE ST, BAKERSFIELD, CA 93314-9671
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2020Deed of Trust, Mortgage · Conventional with PMI
CALIBER HM LOANS
Nov 30, 2018Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
KERN SCHOOLS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2015 · Amount on Record
Deed SaleJul 01, 2015 · Amount on Record
Prior SaleAug 13, 1998 · Amount on Record
Deed Document Number201586588
Last Transfer DateNov 26, 2018
Transfer Doc0000156254
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERN CA
Property Address16640 STEPHENIE ST, BAKERSFIELD, CA 93314-9671
Document Number0000070862
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16640 STEPHENIE ST BAKERSFIELD CA 933149671, BAKERSFIELD, CA 93314-9671

Mortgage

Document Number0000070862
DateJun 05, 2020
Instrument70862
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 04, 2050

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKERN CA
Recording DateNov 30, 2018
Property Address16640 STEPHENIE ST, BAKERSFIELD, CA 93314-9671
Document Number0000156254
Map ReferenceMB30 PG62
Instrument DateNov 26, 2018
Instrument218156254
Transaction TypeTransfer
Record UpdatedNov 07, 2022
Title CompanyCHICAGO TITLE BAKERSFIELD

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16640 STEPHENIE ST, BAKERSFIELD, CA 93314-9671

Mortgage

Document Number0000156255
DateNov 30, 2018
Instrument218156255
Lender
NameKERN SCHOOLS FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2033

Tax Assessment & Valuation

Source: Kern County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyKern County
Secondary School DistrictKern High School District (09 - 12)
Elementary School DistrictRio Bravo-Greeley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$513,169 (+2%) Land $241,491 Building $271,678
2025$6,552.00 (+2.63%) Homeowner's exemption$503,107 (+4.04%) Land $236,756 Building $266,351
2024$6,384.00 (+1.83%)
2023$6,269.00 (-0.35%) Homeowner's exemption$483,572 Land $227,563 Building $256,009
2022$6,291.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kern County (06029C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060290038231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskModerate
above 50% of the US · above 29% of California
Wildfire LikelihoodAbout 1 in 990 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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