16640 NW 284th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 16640 NW 284th St, Okeechobee, FL 34972 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2002
Square Footage1,008 sqft Living Area
Lot Size108,900 sqft (2.5 acres)
GarageAttached, 1,008 sqft
OccupancyOwner Occupied
Last Sale$133,000 (2021)
Tax Bill$3,117.00 (2025)

Property Details

APN / Parcel Number

Primary APN1-23-34-33-0A00-00013-A000
Alternative APN
  • R12334330A0000013A000

Interior

Full Baths1 Baths
Building Area1,008 sqft Living Area
Gross Area2,560 sqft Gross Area
1st Floor1,008 sqft 1st Floor
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area108,900 sqft (2.5 acres)
Garage TypeAttached Garage
Garage Area1,008 sqft Garage
Patio Area224 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address16640 NW 284TH ST
CityOKEECHOBEE
StateFL
Zip34972-5622
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS A & H OF TRACT 13 EAST 1/2 OF THE EAST 1/2 OF THE NORTH 1/2 OF TRACT 13, SECTION 23 AS TO THE SOUTHERN COLONIZATION COMPANY PLAT OF TOWNSHIP 34 SOUTH, RANGE 33 EAST, ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 4, PAGES 3-3E, INCLUSIVE, P
Legal Range33E
Legal Township34S
Legal Section23
Legal SubdivisionSOUTHERN COLONIZATION COMPANY
Legal Tract13
Legal Lot NumberA,H
JurisdictionOKEECHOBEE FL
Minor Civil DivisionNORTH OKEECHOBEE
Census Blockgroup1
Census Block1114
Census Tract910102

Owner

Source: Okeechobee County records · APN 1-23-34-33-0A00-00013-A000

Assessment roll updated November 19, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16640 NW 284TH ST, OKEECHOBEE, FL 34972-5622
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 07, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Jan 31, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Mar 08, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ARC HOME LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2021 · Amount on Record
Deed SaleMar 08, 2021 · Amount on Record
Prior SaleJan 04, 2006 · Amount on Record
Deed Doc Number20212690
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Recording DateMay 07, 2026
Property Address16640 NW 284TH ST, OKEECHOBEE, FL 34972-5622
Document Number0000005109
Instrument DateApr 06, 2026
Instrument20265109
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16640 NW 284TH ST, OKEECHOBEE, FL 34972-5622

Mortgage

Document Number0000005109,
DateMay 07, 2026
Instrument20265109
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6%
Max Rate-1%

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address16640 NW 284TH ST, OKEECHOBEE, FL 34972-5622
Transaction TypeMortgage
Record UpdatedFeb 08, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16640 NW 284TH ST, OKEECHOBEE, FL 34972-5622

Mortgage

Document Number0000001222
DateJan 31, 2023
Instrument2023001222
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueMar 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 08, 2021
Property Address16640 NW 284TH ST, OKEECHOBEE, FL 34972-5622
Document Number2021002690
Map ReferenceMB 4 PG 3
Instrument DateFeb 26, 2021
Instrument2021002690
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$931.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1144 WASHINGTON PL, 1144, BALDWIN, NY 11510-4813

Transferred To (Grantee/Buyer)

NameVerified Name
Address16640 NW 284TH ST, OKEECHOBEE, FL 34972-5622

Mortgage

Document Number2021002691
DateMar 08, 2021
Instrument2021002691
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated November 19, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,117.00 (+6.56%) Homeowner's exemption$199,865 (+5.99%)$240,994 (+2.38%) Land $37,000 Building $203,994
2023$2,925.00 (+6.29%) Homeowner's exemption$188,575 (+3%)$235,394 (+28.57%) Land $32,000 Building $203,394
2022$2,752.00 Homeowner's exemption$183,083 Land $27,000 Building $156,083$183,083 Land $27,000 Building $156,083

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 140 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on NW 284th St

Nearby Streets

Search Property Records by Address or Parcel Number