16640 N 10th Dr, Phoenix, AZ 85023 Property Records

Maricopa County property record for 16640 N 10th Dr, Phoenix, AZ 85023

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,330 sqft · built 1995
Lot Size	0.256 acres (11,190 sqft)
Owner	Owner Name on Record
Last Sale	$183,000 (Dec 2011)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`208-13-690`

Property Details

APN / Parcel Number

Primary APN	`208-13-690`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,330 sqft Living Area
1st Floor Area	1,697 sqft
2nd Floor Area	633 sqft

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	11,190 sqft (0.256 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	356 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	16640 N 10TH DR
City	PHOENIX
State	AZ
Zip	85023-7917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOONLIGHT COVE 4 MCR 373/14
Legal Range	03E
Legal Township	03N
Legal Section	06
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MOONLIGHT COVE 4
Legal Lot Number	148
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	103604

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	16640 N 10TH DR, PHOENIX, AZ 85023-7917
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2011 · Amount on Record
Deed Sale	Dec 15, 2011 · Amount on Record
Prior Sale	Dec 15, 2011 · Amount on Record
Deed Document Number	20111029944
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16640 N 10TH DR, PHOENIX, AZ 85023-7917
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000817621
Date	Nov 2, 2017
Instrument	2017-0817621

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	16640 N 10TH DR, PHOENIX, AZ 85023-7917
Document Number	0000817620
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	DRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16640 N 10TH DR PHOENIX AZ 850237917, PHOENIX, AZ 85023-7917

Mortgage

Document Number	0000817620
Date	Nov 2, 2017
Instrument	817620

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,850 (-1.42%)	$528,500 (-1.42%) Land $105,700 Building $422,800
2025	$3,481.00 (+6.1%)
2024		$53,610	$536,100 Land $107,200 Building $428,900
2023	$3,281.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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