16640 Greenridge Rd, Girard, IL 62640 Property Records

Macoupin County property record for 16640 Greenridge Rd, Girard, IL 62640

Property Summary

Property Type	Rural Improved / Non-Residential
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Feb 2018)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2018 Mortgage + 1 more
APN	`07-02-400-004`

Property Details

APN / Parcel Number

Primary APN	`07-02-400-004`
Alternative APN	`13-000-029-00`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	16640 GREENRIDGE RD
City	GIRARD
State	IL
Zip	62640-7005
Property Category	Other
Property Type	Other > Rural Improved / Non-Residential
Legal Description	S2 T11 R7 SW SE 07-02-400-004
Legal Range	07W
Legal Township	11N
Legal Section	02
Jurisdiction	MACOUPIN IL
Township / Civil Division	SOUTH OTTER
Census Block Group	3
Census Block	3059
Census Tract	956100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16640 GREENRIDGE RD, GIRARD, IL 62640-7005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 13, 2018	Deed, Construction Loan · Construction Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Deed Document Number	2018566877
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	16640 GREENRIDGE RD, GIRARD, IL 62640-7005
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	590442
Date	Apr 26, 2021
Instrument	590442

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 23, 2048

Interest

Rate Type	Adjustable Rate
Min Rate At Change	3.75%
Max Rate At Change	9.75%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	16640 GREENRIDGE RD, GIRARD, IL 62640-7005
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	572597
Date	Dec 12, 2018
Instrument	572597

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MACOUPIN IL
Recording Date	Feb 13, 2018
Property Address	16640 GREENRIDGE RD, GIRARD, IL 62640-7005
Document Number	566877
Instrument Date	Dec 28, 2017
Instrument	566877
Transaction Type	Construction Loan
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PHEASANT RUN DR, CHATHAM, IL 62629-1048

Mortgage

Document Number	566878
Date	Feb 13, 2018
Instrument	566878

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	South Otter Township
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+4.39%)	$30,941 (+8.23%) Land $12,511 Building $18,430	$92,823 (+8.23%) Land $37,533 Building $55,290
2024	$2,230.00 (+11.17%)	$28,587 (+17.9%) Land $11,313 Building $17,274	$85,761 (+17.9%) Land $33,939 Building $51,822
2022	$2,006.00	$24,247 Land $9,196 Building $15,051	$72,741 Land $27,588 Building $45,153

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	25 / 6
Royell Communications Fixed Wireless	25 / 5

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