16640 Emerson Ln, Fontana, CA 92336 Property Records

San Bernardino County property record for 16640 Emerson Ln, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,821 sqft · built 2020
Lot Size	0.136 acres (5,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$592,500 (Nov 2020)
Tax Bill	$12,512 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1118-362-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1118-362-01-0000`
Alternative APN	`0239954010000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,821 sqft Living Area
Gross Area	3,260 sqft
1st Floor Area	1,313 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,939 sqft (0.136 acres)
Garage Type	Attached
Garage Area	439 sqft
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	0239954010000
Street Address	16640 EMERSON LN
City	FONTANA
State	CA
Zip	92336-5997
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 20213 LOT 54 BOOK 353 PAGE 13
Legal Tract	20213
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1014
Census Tract	2709

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16640 EMERSON LN, FONTANA, CA 92336-5997
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit SCE FCU
Nov 16, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	2020458214
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16640 EMERSON LN, FONTANA, CA 92336-5997
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16640 EMERSON LN, FONTANA, CA 92336-5997

Mortgage

Document Number	0000504599
Date	Nov 8, 2021
Instrument	2021-0504599

Lender

Name	SCE FCU
Type	Credit Union
Address	BALDWIN PARK, CA 91706

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 16, 2020
Property Address	16640 EMERSON LN, FONTANA, CA 92336-5997
Document Number	0000458214
Map Reference	MB 353 PG 13-18
Instrument Date	Nov 2, 2020
Instrument	2020-0458214
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2022
Title Company	CALATLANTIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16640 EMERSON LN, FONTANA, CA 92336-5997

Mortgage

Document Number	0000458215
Date	Nov 16, 2020
Instrument	2020-0458215

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Unified School District	Fontana Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$653,790 (+2%) Land $198,734 Building $455,056
2025	$12,512.00 (+10.53%)	$640,970 (+4.04%) Land $194,837 Building $446,133
2023	$11,320.00 (+0.68%)	$616,081 Land $187,272 Building $428,809
2022	$11,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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