Rowan County property record for 1664 McBrayer Rd, Clearfield, KY 40313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,820 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jan 2023) |
| Tax Bill | $1,346 (2025) |
| Deeds & Mortgages | Jan 2023 Sale Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-00 00 085.00 |
| Primary APN | 064-00 00 085.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,820 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9963 |
|---|---|
| Street Address | 1664 MCBRAYER RD |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE GARAGE & 1 A+- MCBRAYER RD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950302 |
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1664 MCBRAYER RD, CLEARFIELD, KY 40313-9631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed, Transfer |
| Jul 27, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2021 · Amount on Record |
| Deed Document Number | 20232021012 |
| Deed Book / Page | 286 / 660 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 00D260/636 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jan 19, 2023 |
| Property Address | 1664 MCBRAYER RD, CLEARFIELD, KY 40313-9631 |
| Document Number | 00D286/660 |
| Book / Page | D286 / 660 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2021012 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1003 6TH ST W, HUNTINGTON, WV 25701-3022 |
| Name | Verified Name |
|---|---|
| Address | 1664 MCBRAYER RD, CLEARFIELD, KY 40313-9631 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Jul 27, 2021 |
| Property Address | 1664 MCBRAYER RD, CLEARFIELD, KY 40313-9631 |
| Document Number | 00D280/594 |
| Book / Page | D280 / 594 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2010966 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 960 SUGAR LOAF MOUNTAIN RD, MOREHEAD, KY 40351-8228 |
| Name | Verified Name |
|---|---|
| Address | 1664 MCBRAYER RD, CLEARFIELD, KY 40313-9631 |
| Document Number | 0002010967 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2010967 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,346.00 (-21.01%) Homeowner's exemption | $210,000 (+5%) Land $15,000 Building $195,000 | $210,000 (+5%) Land $15,000 Building $195,000 |
| 2023 | $1,704.00 | $200,000 Land $15,000 Building $185,000 | $200,000 Land $15,000 Building $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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