1664 Henry Rd, Ferrum, VA 24088 Property Records

Franklin County property record for 1664 Henry Rd, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,672 sqft · built 1960
Lot Size	5.07 acres (221,241 sqft)
Owner	Individual Name on Record
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`099 00-045 03`

Property Details

APN / Parcel Number

Primary APN	`099 00-045 03`
Alternative APN	`45125`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,672 sqft Living Area
Gross Area	6,248 sqft
1st Floor Area	1,122 sqft
Basement Area	1,524 sqft
Unfinished Basement	1,524 sqft
Flooring	Other
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	221,241 sqft (5.07 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	800 sqft
Porch	Slab
Porch Area	272 sqft
Deck Area	640 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Spring/Creek

Location & Zoning

Account Number	45125
Street Address	1664 HENRY RD
City	FERRUM
State	VA
Zip	24088-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RD 605-HENRY ROAD PARCEL B
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2005
Census Tract	20600

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1664 HENRY RD, FERRUM, VA 24088-3043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NAT'L BK
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit AMERICAN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 18, 2014
Transfer Doc	00104700487
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1664 HENRY RD, FERRUM, VA 24088-3043
Document Number	0011012891
Instrument Date	Dec 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0011012891
Date	Dec 20, 2017
Book Page	001101/002891
Instrument	8158

Lender

Name	AMERICAN NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2032

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1664 HENRY RD, FERRUM, VA 24088-3043
Document Number	0010872641
Book / Page	001087 / 002641
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Feb 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1664 HENRY RD FERRUM VA 240883043, FERRUM, VA 24088-3043

Mortgage

Document Number	0010872641
Date	Jan 17, 2017
Book Page	001087/002641
Instrument	235

Lender

Name	AMERICAN NAT'L BK
Type	Bank
Address	ROCKY MOUNT, VA 24151

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00 (-4.43%)	$446,600 (+35.54%) Land $25,900 Building $420,700	$446,600 (+35.54%) Land $25,900 Building $420,700
2023	$2,009.00	$329,500 (-) Land $22,900 Building $306,600	$329,500 (-) Land $22,900 Building $306,600
2022		$329,500 Land $22,900 Building $306,600	$329,500 Land $22,900 Building $306,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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