Rockingham County property record for 16638 E Washington Ave, Elkton, VA 22827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,162 sqft · built 1965 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,000 (May 2023) |
| Tax Bill | $1,417 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2023 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131B4-(3)-B 1 L6 |
| Primary APN | 131B4-(3)-B 1 L6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| Gross Area | 3,038 sqft |
| Basement Area | 371 sqft |
| Finished Basement | 371 sqft |
| Unfinished Basement | 100 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R19826 |
|---|---|
| Street Address | 16638 E WASHINGTON AVE |
| City | ELKTON |
| State | VA |
| Zip | 22827-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HARNSBERGER ADD L 6 B 1 |
| Legal Subdivision | HARNSBERGER |
| Legal Lot Number | 6 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10200 |
16638 E Washington Ave is owned and occupied by an individual who bought it in May 2023.
Source: Rockingham County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16638 E WASHINGTON AVE, ELKTON, VA 22827-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Jan 23, 2023 | Deed, Transfer · Line of Credit DUPONT COMMUNITY CU |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 26, 2018 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on File |
| Deed Sale | May 24, 2023 · Amount on File |
| Prior Sale | Jul 26, 2018 · Amount on File |
| Deed Document Number | 202310582 |
| Deed Book / Page | 5699 / 404 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | May 24, 2023 |
| Property Address | 16638 E WASHINGTON AVE, ELKTON, VA 22827-1658 |
| Document Number | 005699/404 |
| Book / Page | 5699 / 404 |
| Map Reference | MB 107 PG 289 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023-10582 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | QUALITY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16638 E WASHINGTON AVE, ELKTON, VA 22827-1658 |
| Document Number | 0202310583 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023-10583 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Number | 005699/418 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 5699/418 |
| Instrument | 2023-10584 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jan 23, 2023 |
| Property Address | 16638 E WASHINGTON AVE, ELKTON, VA 22827-1658 |
| Document Number | 005662/257 |
| Book / Page | 5662 / 257 |
| Map Reference | MB 107 PG 289 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 2023-01617 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | HAZELWOOD TITLE AND ESCROW INC, HAZELWOOD TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 16638 E WASHINGTON AVE, ELKTON, VA 22827-1658 |
| Document Number | 0202301618 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023-01618 |
| Name | DUPONT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 16638 E WASHINGTON AVE, ELKTON, VA 22827-1658 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Name | Verified Name |
|---|
| Document Number | 5259/138 |
|---|---|
| Date | Jun 19, 2020 |
| Book Page | 5259/138 |
| Instrument | 2020-13910 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jul 26, 2018 |
| Property Address | 16638 E WASHINGTON AVE, ELKTON, VA 22827-1658 |
| Document Number | 5025/682 |
| Book / Page | 5025 / 682 |
| Map Reference | DD107 PG289 |
| Instrument Date | Jul 9, 2018 |
| Instrument | 2018-00019228 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $188.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16638 E WASHINGTON AVE, ELKTON, VA 22827-1658 |
| Document Number | 201800019229 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 2018-00019229 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 16638 E Washington Ave was $1,417.
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Municipality | Elkton Town |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,417.00 | $214,800 Land $35,000 Building $179,800 | $214,800 Land $35,000 Building $179,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16638 E Washington Ave in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1985–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Apr 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16638 E Washington Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 2,595 people · EPA ID VA2165270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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