16638 Co Rd 3590, Ada, OK 74820 Property Records

Pontotoc County property record for 16638 Co Rd 3590, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,581 sqft · built 1985
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$39,000 (Aug 2002)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-07-003-007-0-019-00`

Property Details

APN / Parcel Number

Primary APN	`0000-07-003-007-0-019-00`
Alternative APN	`3855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	48 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	3855
Street Address	16638 COUNTY ROAD 3590
City	ADA
State	OK
Zip	74820-0481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NW OF SW 10 ACRES OF LOT 3 SEC. 7-3-7 CHICKASAW TWP
Legal Range	07E
Legal Township	03N
Legal Section	07
Legal Lot Number	3
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1049
Census Tract	88801

Owner

16638 Co Rd 3590 is owned by two individuals who bought it in August 2002.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16579 COUNTY ROAD 3590, ADA, OK 74820-0453
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2002 · Amount on File
Deed Sale	Aug 23, 2002 · Amount on File
Prior Sale	Apr 14, 2000 · Amount on File
Deed Book / Page	1697 / 221
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	16638 COUNTY ROAD 3590, ADA, OK 74820-0481
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3343/116
Date	Oct 8, 2019
Book Page	3343/116
Instrument	2019-005473

Lender

Name	CITIZENS BANK OF ADA
Type	Bank
Address	ADA, OK 74820

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16638 Co Rd 3590 was $1,081, up 0.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Stonewall Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,144 (+5.01%) Land $1,500 Building $10,644	$101,200 (-10.2%) Land $12,500 Building $88,700
2025	$1,081.00 (+0.28%)	$11,565 (+4.99%) Land $1,500 Building $10,065	$112,695 (-2.28%) Land $12,500 Building $100,195
2024	$1,078.00 (+11.94%)	$11,015 (+4.99%) Land $1,500 Building $9,515	$115,325 (+15.16%) Land $12,500 Building $102,825
2023	$963.00	$10,491 Land $1,500 Building $8,991	$100,142 Land $12,500 Building $87,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16638 Co Rd 3590 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16638 Co Rd 3590 is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	200 / 50
Atlink Services Fixed Wireless	100 / 20