St. Louis County property record for 16636 Sterling Pointe Ct, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,588 sqft · built 2004 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Sep 2020) |
| Tax Bill | $15,446 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20T-14-0190 |
| Primary APN | 20T-14-0190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,588 sqft Living Area |
| Gross Area | 6,751 sqft |
| 1st Floor Area | 1,870 sqft |
| Basement Area | 1,248 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 44,867 sqft |
| Lot Depth | 300 ft Depth |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 915 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16636 STERLING POINTE CT |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 87A |
| Legal Description | DUNHILL FARM 3 22 88 LOT 59 |
| Legal Subdivision | DUNHILL FARM |
| Legal Lot Number | 59 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 221629 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16636 STERLING POINTE CT, CHESTERFIELD, MO 63005-4509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Line of Credit SIMMONS BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Sep 24, 2020 | Warranty Deed, Construction Loan · Line of Credit HERITAGE CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Prior Sale | Jun 6, 2019 |
| Deed Document Number | 2020264 |
| Deed Book / Page | 24342 / 1837 |
| Prior Transfer Date | May 14, 2019 |
| Prior Transfer Doc | 02355601478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16636 STERLING POINTE CT, CHESTERFIELD, MO 63005-4509 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16636 STERLING POINTE CT, CHESTERFIELD, MO 63005-4509 |
| Document Number | 2025122400180 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 2025122400180 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16636 STERLING POINTE CT, CHESTERFIELD, MO 63005-4509 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 16636 STERLING POINTE CT, CHESTERFIELD, MO 63005-4509 |
| Document Number | 0250541495 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 25054/1495 |
| Instrument | 2021081600238 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 24, 2020 |
| Property Address | 16636 STERLING POINTE CT, CHESTERFIELD, MO 63005-4509 |
| Document Number | 0243421838 |
| Book / Page | 024342 / 001838 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 264 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 30, 2020 |
| Title Company | ALLIANCE TITLE GROUP INC, ALLIANCE TITLE GRP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 16636 STERLING POINTE CT CHESTERFIELD MO 630054509, CHESTERFIELD, MO 63005-4509 |
| Document Number | 243421840 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 024342/001840 |
| Instrument | 265 |
| Name | HERITAGE CMNTY BK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 23, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Clarkson Valley City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $219,190 (-) Land $49,690 Building $169,500 | $1,153,600 (-) Land $261,500 Building $892,100 | |
| 2025 | $15,446.00 (+12.16%) | $219,190 (+14.86%) Land $49,690 Building $169,500 | $1,153,600 (+14.85%) Land $261,500 Building $892,100 |
| 2024 | $13,771.00 (+2.64%) | ||
| 2023 | $13,417.00 (+12.58%) | $190,840 (+20.8%) Land $31,900 Building $158,940 | $1,004,400 (+20.79%) Land $167,900 Building $836,500 |
| 2022 | $11,918.00 | $157,980 Land $31,900 Building $126,080 | |
| 2021 | $831,500 Land $167,900 Building $663,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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