16635 Rd Y, Yellow Jacket, CO 81335 Property Records

Montezuma County property record for 16635 Rd Y, Yellow Jacket, CO 81335

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 3,138 sqft · built 2001
Lot Size	6.4 acres (278,784 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Jan 2020)
Tax Bill	$2,582 (2025)
Deeds & Mortgages	May 2024 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R014442`

Property Details

APN / Parcel Number

Primary APN	`R014442`
Alternative APN	`534120401001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,138 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	278,784 sqft (6.4 acres)
Garage Type	Attached
Garage Area	700 sqft
Quonset Hut	Quonset Hut
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R014442
Street Address	16635 ROAD Y
City	YELLOW JACKET
State	CO
Zip	81335-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R 3-9
Legal Description	SUBDIVISION: JOYCE REED SUB 1ST AMD LOT: 1 6.4AC B575 P380 B582 P807 B585 P909
Legal Subdivision	JOYCE REED SUB 1ST AMD
Legal Lot Number	1
Jurisdiction	MONTEZUMA CO
Township / Civil Division	PLEASANT VIEW
Census Block Group	1
Census Block	1057
Census Tract	969200

Owner

Source: Montezuma County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3405 N JAMISON BLVD, FLAGSTAFF, AZ 86004-2003
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage THE DOLORES STATE BANK
Feb 7, 2017	Deed of Trust, Mortgage FOUR CORNERS COMMUNITY BANK
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Mar 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY SERVICE FCU
Jan 30, 2020	Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Deed Document Number	2020627592
Last Transfer Date	Feb 8, 2024
Transfer Doc	0000654636
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	16635 ROAD Y, YELLOW JACKET, CO 81335-5056
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000655993
Date	May 13, 2024
Instrument	655993

Lender

Name	THE DOLORES STATE BANK
Type	Bank
Address	DOLORES, CO 81323

Agreement

Amount	Amount Recorded
Term	240 Months
Due	May 6, 2044

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	16635 ROAD Y, YELLOW JACKET, CO 81335-5056
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000609619
Date	Feb 7, 2017
Instrument	609619

Lender

Name	FOUR CORNERS COMMUNITY BANK
Type	Bank
Address	CORTEZ, CO 81321

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	16635 ROAD Y, YELLOW JACKET, CO 81335-5056
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000632060
Date	Sep 23, 2020
Instrument	632060

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Mar 9, 2022
Property Address	16635 ROAD Y, YELLOW JACKET, CO 81335-5056
Document Number	0000643701
Map Reference	MB 18 PG 90
Instrument Date	Mar 4, 2022
Instrument	643701
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16635 Y YELLOW, YELLOW JACKET, CO 81335

Mortgage

Document Number	0000643702
Date	Mar 9, 2022
Instrument	643702

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	5-Year CMT
Max Rate	7.5%

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 30, 2020
Property Address	16635 ROAD Y, YELLOW JACKET, CO 81335-5056
Document Number	0000627592
Map Reference	MB 18 PG 90
Instrument Date	Jan 29, 2020
Instrument	627592
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16635 ROAD Y, YELLOW JACKET, CO 81335-5056

Mortgage

Document Number	0000627593
Date	Jan 30, 2020
Instrument	627593

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 (+39.57%)	$55,595 (+37.89%) Land $3,821 Building $51,774	$698,430 (+37.9%) Land $48,000 Building $650,430
2024	$1,850.00 (+13.29%)	$40,317 (-9.79%) Land $2,344 Building $37,973	$506,486 (-9.8%) Land $29,443 Building $477,043
2023	$1,633.00 (+26.79%)	$44,694 (+45.2%) Land $2,598 Building $42,096	$561,486 (+45.2%) Land $32,640 Building $528,846
2022	$1,288.00	$30,780 Land $2,598 Building $28,182	$386,686 Land $32,640 Building $354,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Telecommunications Fiber	1,000 / 1,000
Choice Broadband Fixed Wireless	400 / 80

Cell Coverage

5G (outdoors only) and 4G LTE

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