16635 Pine Timber Ave, Montverde, FL 34756 Property Records

Lake County property record for 16635 Pine Timber Ave, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,235 sqft · built 2002
Lot Size	0.749 acres (32,658 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Dec 2019)
Tax Bill	$6,269 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-22-26-1600-000-02400`

Property Details

APN / Parcel Number

Primary APN	`02-22-26-1600-000-02400`
Alternative APN	`3794823`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,235 sqft Living Area
1st Floor Area	2,235 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	32,658 sqft (0.749 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	314 sqft
Utility Building	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3794823
Street Address	16635 PINE TIMBER AVE
City	MONTVERDE
State	FL
Zip	34756-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTVERDE PINES OF MONTVERDE SUB LOT 24 PB 43 PGS 24-25 ORB 5381 PG 2388
Legal Range	26E
Legal Township	22S
Legal Section	02
Legal Subdivision	PINES OF MONTVERDE
Legal Tract	1600
Legal Lot Number	24
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2054
Census Tract	31301

Owner

16635 Pine Timber Ave is owned and occupied by an individual who bought it in December 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16635 PINE TIMBER AVE, MONTVERDE, FL 34756-3122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	May 11, 2009 · Amount on File
Deed Document Number	2019135697
Deed Book / Page	5381 / 2388
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16635 PINE TIMBER AVE, MONTVERDE, FL 34756-3122
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16635 PINE TIMBER AVE, MONTVERDE, FL 34756-3122

Mortgage

Document Number	0058332275
Date	Nov 9, 2021
Book Page	5833/2275
Instrument	2021155971

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 2, 2019
Property Address	16635 PINE TIMBER AVE, MONTVERDE, FL 34756-3122
Document Number	0053812388
Book / Page	5381 / 2388
Map Reference	MB 43 PG 24&25
Instrument Date	Nov 26, 2019
Instrument	2019135697
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,317.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16635 PINE TIMBER AVE, MONTVERDE, FL 34756-3122

Mortgage

Document Number	0053812390
Date	Dec 2, 2019
Instrument	5381/2390

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Montverde Town
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$427,818 Land $144,000 Building $283,818	$427,818 Land $144,000 Building $283,818
2024	$6,269.00 (+8.46%)
2023	$5,780.00 (+16.2%)	$419,673 (+25.93%)	$419,673 (+25.93%) Land $144,000 Building $275,673
2022	$4,974.00	$333,253	$333,253 Land $81,000 Building $252,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16635 Pine Timber Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16635 Pine Timber Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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