16634 Crystal Cv, Clermont, FL 34711 Property Records

Lake County property record for 16634 Crystal Cv, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1997
Lot Size	0.235 acres (10,252 sqft)
Owner	Individual Name on Record
Tax Bill	$2,618 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1010-000-16500`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1010-000-16500`
Alternative APNs	`252211101000016500` `3738900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,252 sqft (0.235 acres)
Lot Width	63 ft Width
View / Lot	Golf Course
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	352 sqft
Porch	Finished/Open Porch
Porch Area	504 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3738900
Street Address	16634 CRYSTAL CV
City	CLERMONT
State	FL
Zip	34711-7992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALISADES PHASE 2A SUB LOT 165 PB 37 PG 80-81 ORB 1548 PG 1983 ORB 2226 PG 88
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES PHASE 2A SUB
Legal Tract	1010
Legal Lot Number	165
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2096
Census Tract	31207

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	16634 CRYSTAL CV, CLERMONT, FL 34711-7992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2015
Deed Sale	Sep 9, 2015
Prior Sale	Sep 23, 1997 · Amount on Record
Deed Document Number	201598896
Deed Book / Page	4677 / 194
Prior Transfer Date	Sep 1, 2015
Prior Transfer Doc	0046770194
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16634 CRYSTAL CV, CLERMONT, FL 34711-7992
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16634 CRYSTAL CV, CLERMONT, FL 34711-7992

Mortgage

Document Number	0060071197
Date	Aug 11, 2022
Book Page	6007/1197
Instrument	2022109558

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16634 CRYSTAL CV, CLERMONT, FL 34711-7992
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053860756
Date	Dec 9, 2019
Book Page	5386/0756
Instrument	2019138862

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,150 (+2.9%)	$353,576 (-0.02%) Land $102,300 Building $251,276
2025		$184,800 (+5.98%) Land $102,300 Building $82,500	$353,663 (-4.46%) Land $102,300 Building $251,363
2024	$2,618.00 (+10.19%)
2023	$2,376.00 (+9.75%) Homeowner's exemption	$174,370 (+2.99%)	$370,180 (+36.13%) Land $102,300 Building $267,880
2022	$2,165.00 Homeowner's exemption	$169,300	$271,941 Land $62,000 Building $209,941

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Spectrum.

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