16632 SW 45th St, Miami, FL 33185 Property Records

Miami-Dade County property record for 16632 SW 45th St, Miami, FL 33185 · Last verified February 2026

Property Summary

Property Type	Cluster Home
Details	4 bd · 2 ba · 1,600 sqft · built 2006
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on File
Last Sale	$343,900 (Jul 2007)
Tax Bill	$4,971 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone AH (high risk)
APN	`30-4920-033-0140`

Property Details

APN / Parcel Number

Primary APN	`30-4920-033-0140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	2,004 sqft

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Roof Type	Rigid Frame Bar Joist
Lot Area	6,100 sqft (0.14 acres)
Garage Area	253 sqft

Exterior Amenities

Porch	Porch
Porch Area	12 sqft
Patio Area	900 sqft
Fence	Fence

Location & Zoning

Street Address	16632 SW 45TH ST
City	MIAMI
State	FL
Zip	33185-3883
Property Category	Residential
Property Type	Residential > Single Family > Cluster Home
Legal Description	WOODLAND ESTS SO PB 163-019 T-21171 LOT 3 BLK 2 LOT SIZE 6100 SQ FT FAU 30 4920 001 0221 & 0222 COC 25751-2678 06 2007 1
Legal Range	39
Legal Township	54
Legal Section	20
Legal Subdivision	WOODLAND ESTS SO
Legal Block	2
Legal Lot Number	3
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	2
Census Block	2006
Census Tract	16401

Owner

Source: Miami-Dade County records · APN 30-4920-033-0140

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16632 SW 45TH ST, MIAMI, FL 33185-3883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2007 · Amount on Record
Deed Sale	Jul 03, 2007 · Amount on Record
Deed Document Number	2007R0662372
Deed Book / Page	25751 / 2678
Record Updated	Jun 08, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	16632 SW 45TH ST, MIAMI, FL 33185-3883
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314065
Date	Jun 05, 2017
Book Page	30559/2361
Instrument	2017R0314065

Lender

Name	MERCANTIL BANK NA
Type	Bank
Address	MIAMI, FL 33134

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,971.00 (+7.55%) Homeowner's exemption	$285,418 (+5.99%)	$598,306 (+15.77%) Land $309,700 Building $288,606
2023	$4,622.00 (+3.35%) Homeowner's exemption	$269,297 (+3%)	$516,785 (+8.85%) Land $197,810 Building $318,975
2022	$4,472.00 Homeowner's exemption	$261,454	$474,765 Land $152,075 Building $322,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860164012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 414 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	414 in force 379 of 414 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, other causes, Hurricane Irma

Wildfire

Wildfire Risk	Very High above 93% of the US · above 88% of Florida
Wildfire Likelihood	About 1 in 120 per year
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.