Orange County property record for 16632 Point Rock Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,292 sqft · built 2023 |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Jul 2026) |
| Tax Bill | $8,900 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-27-7511-03-690 |
| Primary APN | 07-24-27-7511-03-690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| Gross Area | 3,305 sqft |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 469 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16632 POINT ROCK DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-8464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WATERLEIGH PHASES 4B AND 4C 109/34 LOT 369 |
| Legal Subdivision | WATERLEIGH PHASES 4B AND 4C |
| Legal Lot Number | 369 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 17111 |
Source: Orange County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10170 SALT POINT DR, WINTER GARDEN, FL 34787-4244 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Aug 28, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 2026393943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 15, 2026 |
| Property Address | 16632 POINT ROCK DR, WINTER GARDEN, FL 34787-8464 |
| Document Number | 0000393943 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 2026393943 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2026 |
| Title Company | TOP QUALITY TITLE INC, TOP QUALITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10170 SALT POINT DR, WINTER GARDEN, FL 34787-4244 |
| Document Number | 0000393944, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026393944 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 28, 2023 |
| Property Address | 16632 POINT ROCK DR, WINTER GARDEN, FL 34787-8464 |
| Document Number | 0000489965 |
| Map Reference | MB 109 PG 34-47 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 20230489965 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 1, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,233.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 16632 POINT ROCK DR, WINTER GARDEN, FL 34787-8464 |
| Document Number | 0000489966 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 20230489966 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,310 (-0.12%) Land $110,000 Building $443,310 | $553,310 (-1.12%) Land $110,000 Building $443,310 | |
| 2025 | $8,900.00 (+4.14%) Homeowner's exemption | $553,970 (+403.61%) | $559,600 (+408.73%) Land $110,000 Building $449,600 |
| 2024 | $8,546.00 (+346.27%) | ||
| 2023 | $1,915.00 (+1,185.23%) | $110,000 (+1,041.32%) Land $110,000 | $110,000 (+1,041.32%) Land $110,000 |
| 2022 | $149.00 | $9,638 Land $9,638 | $9,638 Land $9,638 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 269 in force |
| Nearby Flood Claims | 4 (2014–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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