16632 Crosshaven Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16632 Crosshaven Dr, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,679 sqft · built 2018
Lot Size	0.316 acres (13,788 sqft)
Owner	Individual Name on Record
Last Sale	$446,500 (Sep 2018)
Tax Bill	$4,552 (2023)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-164-93`

Property Details

APN / Parcel Number

Primary APN	`217-164-93`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,679 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	13,788 sqft (0.316 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	217-164-93
Street Address	16632 CROSSHAVEN DR
City	CHARLOTTE
State	NC
Zip	28278-8618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-3
Legal Description	L67 BC M59-692
Legal Subdivision	CROSSHAVEN
Legal Block	C
Legal Lot Number	67
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1018
Census Tract	5926

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16632 CROSSHAVEN DR, CHARLOTTE, NC 28278-8618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Sep 18, 2018	Warranty Deed, Transfer · VA Mortgage HOMESPIRE MORTGAGE CORP
Feb 28, 2018	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Apr 4, 2016 · Amount on Record
Deed Document Number	0032982959
Deed Book / Page	32982 / 959
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16632 CROSSHAVEN DR, CHARLOTTE, NC 28278-8618
Document Number	0000119350
Instrument Date	Sep 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16632 CROSSHAVEN DR CHARLOTTE NC 282788618, CHARLOTTE, NC 28278-8618

Mortgage

Document Number	0000119350
Date	Sep 10, 2019
Book Page	033836/000178
Instrument	119350

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 18, 2018
Property Address	16632 CROSSHAVEN DR, CHARLOTTE, NC 28278-8618
Document Number	0000118139
Book / Page	32982 / 959
Map Reference	MB45 PG317
Instrument Date	Sep 18, 2018
Instrument	2018118139
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$893.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 687, PINEVILLE, NC 28134-0687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16632 CROSSHAVEN DR, CHARLOTTE, NC 28278-8618

Mortgage

Document Number	0000118140
Date	Sep 18, 2018
Instrument	2018118140

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 28, 2018
Property Address	16632 CROSSHAVEN DR, CHARLOTTE, NC 28278-8618
Book / Page	032497 / 000153
Instrument Date	Feb 22, 2018
Instrument	23644
Transaction Type	Mortgage
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000023644
Date	Feb 28, 2018
Book Page	032497/000153
Instrument	23644

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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