16630 S 28th Pl, Phoenix, AZ 85048 Property Records

Maricopa County property record for 16630 S 28th Pl, Phoenix, AZ 85048

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,874 sqft · built 1988
Lot Size0.123 acres (5,354 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Aug 2020)
Tax Bill$2,184 (2025)
Deeds & MortgagesNov 2017 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN301-70-194

Property Details

APN / Parcel Number

Primary APN301-70-194
Alternative APN
  • 301701943

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,874 sqft Living Area
Gross Area3,158 sqft
1st Floor Area1,460 sqft
Basement Area1,414 sqft
Finished Basement1,414 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area5,354 sqft (0.123 acres)
Parking Spaces2 Parking Spaces
Patio Area284 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address16630 S 28TH PL
CityPHOENIX
StateAZ
Zip85048-8500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionCAYS PAVILION MCR 310-43
Legal Range3E
Legal Township1S
Legal Section35
Legal SubdivisionCAYS PAVILION
Legal Lot Number85
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1013
Census Tract116714

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16630 S 28TH PL, PHOENIX, AZ 85048-8500
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 26, 2020Warranty Deed, Transfer · Conventional Mortgage
DEFINE MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2020 · Amount on Record
Deed SaleAug 26, 2020 · Amount on Record
Prior SaleOct 18, 2016 · Amount on Record
Deed Document Number2020791262
Prior Transfer DateMay 17, 1996
Prior Transfer Doc0000379965
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16630 S 28TH PL, PHOENIX, AZ 85048-8500
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDHI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000870047
DateNov 22, 2017
Instrument2017-0870047
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 26, 2020
Property Address16630 S 28TH PL, PHOENIX, AZ 85048-8500
Document Number0000791262
Map ReferenceMB 310 OPG 43
Instrument DateJul 27, 2020
Instrument20200791262
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1000 TOWN CENTER DR # DR200, 1000, OXNARD, CA 93036-1100

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address16630 S 28TH PL, PHOENIX, AZ 85048-8500

Mortgage

Document Number0000791263
DateAug 26, 2020
Instrument20200791263
Lender
NameDEFINE MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictKyrene Elementary District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,060 (+37.41%)$450,600 (+4.79%) Land $90,100 Building $360,500
2025$2,184.00 (-21.92%)$32,793 (-29.42%)$430,000 (-7.45%) Land $86,000 Building $344,000
2024$46,460$464,600 Land $92,900 Building $371,700
2023$2,797.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 64% of Arizona
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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