16630 Reservoir Loop, Dumfries, VA 22026 Property Records

Prince William County property record for 16630 Reservoir Loop, Dumfries, VA 22026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,004 sqft · built 2004
Lot Size0.111 acres (4,813 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Mar 2022)
Tax Bill$5,243 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jan 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN8290-11-7847

Property Details

APN / Parcel Number

Primary APN8290-11-7847
Alternative APN
  • 232328

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area3,004 sqft Living Area
Gross Area3,192 sqft
1st Floor Area1,216 sqft
Basement Area988 sqft
Finished Basement800 sqft
Unfinished Basement188 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialBrick
Lot Area4,813 sqft (0.111 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number232328
Street Address16630 RESERVOIR LOOP
CityDUMFRIES
StateVA
Zip22026-6808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePMR
Legal DescriptionSPYGLASS HILL SEC 3 L-15
Legal SubdivisionSPYGLASS HILL
Legal Block2
Legal Lot Number15
JurisdictionPRINCE WILLIAM VA
Township / Civil DivisionPOTOMAC
Census Block Group2
Census Block2004
Census Tract901016

Owner

Source: Prince William County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16630 RESERVOIR LOOP, DUMFRIES, VA 22026-6808
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Deed, Transfer · Conventional Mortgage
NFM INC
Jan 21, 2020Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK
Jan 19, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on Record
Deed SaleMar 2, 2022 · Amount on Record
Prior SaleApr 21, 2008 · Amount on Record
Deed Document Number202216584
Prior Transfer DateJan 7, 2008
Prior Transfer Doc0000037234
Record UpdatedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionPRINCE WILLIAM VA
Recording DateMar 2, 2022
Property Address16630 RESERVOIR LOOP, DUMFRIES, VA 22026-6808
Document Number0000016584
Map ReferenceDOC 200307240124838
Instrument DateFeb 28, 2022
Instrument202203020016584
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address16630 RESERVOIR LOOP, DUMFRIES, VA 22026-6808

Mortgage

Document Number0000016585
DateMar 2, 2022
Instrument202203020016585
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPRINCE WILLIAM VA
Property Address16630 RESERVOIR LOOP, DUMFRIES, VA 22026-6808
Document Number0000017254
Instrument DateJan 21, 2020
Transaction TypeMortgage
Record UpdatedApr 24, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16630 RESERVOIR LOOP DUMFRIES VA 220266808, DUMFRIES, VA 22026-6808

Mortgage

Document Number0000017254
DateMar 4, 2020
Instrument17254
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 3, 2050
Interest
Rate3.62%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE WILLIAM VA
Property Address16630 RESERVOIR LOOP, DUMFRIES, VA 22026-6808
Document Number0000010754
Instrument DateJan 19, 2017
Transaction TypeMortgage
Record UpdatedMar 1, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16630 RESERVOIR LOOP DUMFRIES VA 220266808, DUMFRIES, VA 22026-6808

Mortgage

Document Number0000010754
DateFeb 8, 2017
Instrument10754
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 7, 2042

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyPrince William County
Unified School DistrictPrince William County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$584,300 (+19.1%) Land $209,700 Building $374,600$584,300 (+19.1%) Land $209,700 Building $374,600
2024$5,243.00 (+2.72%)
2023$5,104.00$490,600 Land $174,900 Building $315,700$490,600 Land $174,900 Building $315,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2011–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPWCSA - EAST
serves 168,747 people · EPA ID VA6153600
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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