1663 Ruth St N, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1663 Ruth St N, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1960
Lot Size	0.24 acres (10,440 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Oct 2018)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-22-21-0005`

Property Details

APN / Parcel Number

Primary APN	`23-29-22-21-0005`
Alternative APNs	`8348047` `391603`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	10,440 sqft (0.24 acres)
Lot Dimensions	174 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	391603
Street Address	1663 RUTH ST N
City	SAINT PAUL
State	MN
Zip	55119-3063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGISTERED LAND SURVEY 141 SUBJ TO ST TRACT D
Legal Range	22
Legal Township	29
Legal Section	23
Legal Subdivision	REGISTERED LAND SURVEY 141
Legal Tract	D
Legal Lot Number	D
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5001
Census Tract	30702

Owner

1663 Ruth St N is owned and occupied by two individuals who bought it in October 2018.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1663 RUTH ST N, SAINT PAUL, MN 55119-3063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIWAY CU
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 3, 2018	Warranty Deed, Transfer · Line of Credit AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2018 · Amount on File
Deed Sale	Oct 3, 2018 · Amount on File
Prior Sale	Jul 18, 2014 · Amount on File
Deed Document Number	20182624903
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1663 RUTH ST N, SAINT PAUL, MN 55119-3063
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02744301
Date	Nov 3, 2022
Instrument	T02744301

Lender

Name	HIWAY CU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 1, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1663 RUTH ST N, SAINT PAUL, MN 55119-3063
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04868947
Date	Mar 9, 2021
Instrument	A04868947

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 3, 2018
Property Address	1663 RUTH ST N, SAINT PAUL, MN 55119-3063
Document Number	0002624903
Instrument Date	Sep 18, 2018
Instrument	2624903
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1663 RUTH ST N ST PAUL MN 551193063, ST PAUL, MN 55119-3063

Mortgage

Document Number	2624905
Date	Oct 3, 2018
Instrument	2624905

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 2, 2028

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	2624904,
Date	Oct 3, 2018
Instrument	2624904

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1663 Ruth St N was $3,968 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,200 Land $35,000 Building $223,200	$258,200 Land $35,000 Building $223,200
2025	$3,968.00
2023	$4,238.00 Homeowner's exemption	$242,500 Land $25,000 Building $217,500	$242,500 Land $25,000 Building $217,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1663 Ruth St N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1663 Ruth St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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