1663 Prairie Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1663 Prairie Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,163 sqft · built 2006
Lot Size	0.818 acres (35,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$48,000 (Mar 2006)
Tax Bill	$5,440 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1800-0005-00-0`

Property Details

APN / Parcel Number

Primary APN	`17-1800-0005-00-0`
Alternative APN	`11-17-1800-0005-00-0`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,163 sqft Living Area
1st Floor Area	2,163 sqft
Basement Area	2,163 sqft
Unfinished Basement	2,163 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Raised Ranch
Lot Area	35,632 sqft (0.818 acres)
Lot Dimensions	175 ft deep x 187 ft wide
Garage Area	765 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1663 PRAIRIE DR
City	SAINT JOSEPH
State	MI
Zip	49085-8685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1-EST RES
Legal Description	UNIT 5 CONCORD RIDGE LIBER 177 PAGE 1
Legal Subdivision	CONCORD RIDGE CONDOMINIUM
Legal Unit	5
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	3
Census Block	3003
Census Tract	1800

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1663 PRAIRIE DR, SAINT JOSEPH, MI 49085-8685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2006 · Amount on Record
Deed Sale	Mar 23, 2006 · Amount on Record
Deed Book / Page	2697 / 758
Last Transfer Date	Dec 17, 2010
Transfer Doc	02943/1566
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 16, 2020
Property Address	1663 PRAIRIE DR, SAINT JOSEPH, MI 49085-8685
Document Number	03282/2966
Book / Page	3282 / 2966
Map Reference	LB 177 PG 1
Instrument Date	Jul 10, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1663 PRAIRIE DR, SAINT JOSEPH, MI 49085-8685

Mortgage

Document Number	0032822967
Date	Jul 16, 2020
Instrument	3282/2967

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,200 (+20.92%)	$618,400 (+20.92%)
2025	$5,440.00 (+2.7%) Homeowner's exemption	$255,700 (+21.59%)	$511,400 (+21.59%)
2024	$5,297.00 (+10.22%)
2023		$210,300	$420,600
2022	$4,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	43 (1978–2018)
Claims Outside the SFHA	11 of 43
Most Recent Claim	Mar 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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