1663 Hwy 96 E, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1663 Hwy 96 E, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1953
Lot Size	0.691 acres (30,100 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2022)
Tax Bill	$3,158 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-30-22-44-0040`

Property Details

APN / Parcel Number

Primary APN	`15-30-22-44-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	30,100 sqft (0.691 acres)
Lot Dimensions	245 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1663 HIGHWAY 96 E
City	WHITE BEAR LAKE
State	MN
Zip	55110-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Description	LEMKE'S 5TH ADDITION LOT 8 BLK 2
Legal Range	22
Legal Township	30
Legal Section	15
Legal Quarter	4
Quarter-Quarter Section	4
Legal Subdivision	LEMKES 5TH ADDITION
Legal Block	2
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	4
Census Block	4021
Census Tract	40504

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1663 HIGHWAY 96 E, WHITE BEAR LAKE, MN 55110-3617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FCU
Aug 21, 2017	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Aug 21, 2017 · Amount on Record
Deed Document Number	A04953858
Record Updated	Jun 7, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 1, 2022
Property Address	1663 HIGHWAY 96 E, WHITE BEAR LAKE, MN 55110-3617
Document Number	0A04953858
Instrument Date	Jun 30, 2022
Instrument	A04953858
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	AFFINITY PLUS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1663 HIGHWAY 96 E, WHITE BEAR LAKE, MN 55110-3617

Mortgage

Document Number	0A04953859
Date	Jul 1, 2022
Instrument	A04953859

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 21, 2017
Property Address	1663 HIGHWAY 96 E, WHITE BEAR LAKE, MN 55110-3617
Document Number	0004672766
Instrument Date	Jul 31, 2017
Instrument	4672766
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	TITLE SMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1663 HIGHWAY 96 E WHITE BEAR LAKE MN 551103617, WHITE BEAR LAKE, MN 55110-3617

Mortgage

Document Number	4672767
Date	Aug 21, 2017
Instrument	4672767

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,158.00 Homeowner's exemption	$300,400 Land $114,300 Building $186,100	$300,400 Land $114,300 Building $186,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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