1663 Fern Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 1663 Fern Ave, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 922 sqft · built 1988
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Dec 2018)
Tax Bill$3,098 (2024)
Deeds & MortgagesApr 2021 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00271140-000000

Property Details

APN / Parcel Number

Primary APN00271140-000000
Alternative APNs
  • 15662900271140000000
  • 1342831

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area922 sqft Living Area
1st Floor Area922 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeConcrete
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area296 sqft
Patio Area240 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1342831
Old Parcel Number15662900271140000000
Street Address1663 FERN AVE
CityBIG PINE KEY
StateFL
Zip33043-6073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 22 LT 2 EDEN PINES COLONY 3RD ADD BIG PINE KEY PB5-59 OR542-842 OR645-222 OR673-257 OR1047-2302 OR1081-427 OR1326-1680/81
Legal Range29E
Legal Township66S
Legal Section15
Legal SubdivisionEDEN PINES COLONY 3RD ADD
Legal Block22
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1100
Census Tract971402

Owner

Source: Monroe County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1663 FERN AVE, BIG PINE KEY, FL 33043-6073
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 28, 2018Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2018 · Amount on Record
Deed SaleDec 28, 2018 · Amount on Record
Prior SaleMar 1, 2010 · Amount on Record
Deed Document Number2199959
Deed Book / Page2942 / 1053
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1663 FERN AVE, BIG PINE KEY, FL 33043-6073
Transaction TypeMortgage
Record UpdatedApr 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030880550
DateApr 12, 2021
Book Page3088/550
Instrument2313010
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 28, 2018
Property Address1663 FERN AVE, BIG PINE KEY, FL 33043-6073
Document Number0029421053
Book / Page2942 / 1053
Map ReferenceMB 5 PG 59
Instrument DateDec 20, 2018
Instrument2199959
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyTRUE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1663 FERN AVE, 1663, BIG PINE KEY, FL 33043-6073

Transferred To (Grantee/Buyer)

NameVerified Name
Address1663 FERN AVE, BIG PINE KEY, FL 33043-6073

Mortgage

Document Number0002199960
DateDec 28, 2018
Instrument2199960
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$354,103 (+5.99%)$641,226 (+5.11%) Land $456,000 Building $185,226
2024$3,098.00 (+5.63%)
2023$2,933.00 (+2.16%) Homeowner's exemption$334,101 (+2.13%)$610,038 (+24.09%) Land $429,300 Building $180,738
2022$2,871.00 Homeowner's exemption$327,124$491,618 Land $326,700 Building $164,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35

May also be available: Hotwire Communications.

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