Stearns County property record for 1663 Co Rd 146, Clearwater, MN 55320
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,344 sqft · built 1976 |
| Lot Size | 7.5 acres (326,700 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,062 (2026) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05652-0000 |
| Primary APN | 09-05652-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,613 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 326,700 sqft (7.5 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1663 COUNTY ROAD 146 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 2AIMP |
| Legal Description | 7.50A W990' OF E1023' OF N330' OF NW4NE4 SECTION 12 TOWNSHIP 122 RANGE 028 SECTION 12 TOWNSHIP 122 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 122 |
| Legal Section | 12 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11202 |
1663 Co Rd 146, a rural home, is owner-occupied and held in a trust since March 2026.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1663 COUNTY ROAD 146, CLEARWATER, MN 55320-1500 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 0001711826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 22, 2026 |
| Property Address | 1663 COUNTY ROAD 146, CLEARWATER, MN 55320-1500 |
| Document Number | 0001711826 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20261711826 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1663 COUNTY ROAD 146, CLEARWATER, MN 55320-1500 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 1663 Co Rd 146 was $2,062.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Fair Haven Township |
| Unified School District | Kimball Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,062.00 | $431,000 (+1.22%) Land $137,600 Building $293,400 | $431,000 (+1.22%) Land $137,600 Building $293,400 |
| 2025 | $425,800 Land $116,400 Building $309,400 | $425,800 Land $116,400 Building $309,400 | |
| 2023 | $2,182.00 | $409,500 Land $113,600 Building $295,900 | $409,500 Land $113,600 Building $295,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1663 Co Rd 146 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1663 Co Rd 146 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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