1663 Bay Breeze Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1663 Bay Breeze Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,846 sqft Heated Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2021)
Tax Bill$5,801.00 (2025)

Property Details

APN / Parcel Number

Primary APN042631012200010730

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,846 sqft Heated Area
Gross Area2,395 sqft Gross Area
1st Floor1,846 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1663 BAY BREEZE DR
CitySAINT CLOUD
StateFL
Zip34771-7483
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTATES OF WESTERLY PB 26 PGS 193-195 LOT 73
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionESTATES OF WESTERLY
Legal Tract122
Legal Lot Number73
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records · APN 042631012200010730

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1663 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE MORTGAGE FIRM INC
Jul 09, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 26, 2019Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
FBC MORTGAGE LLC
Jul 16, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleDec 26, 2019 · Amount on Record
Deed Doc Number2021125071
Deed Book / Page6021 / 1450
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 12, 2021
Property Address1663 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483
Document Number0060211450
Book / Page6021 / 1450
Map ReferenceMB 26 PG 193-195
Instrument DateAug 10, 2021
Instrument2021125071
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanyTITLETEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5918 PRESIDENTS DR, 5918, ORLANDO, FL 32809

Transferred To (Grantee/Buyer)

NameVerified Name
Address1663 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483

Mortgage

Document Number60211452
DateAug 12, 2021
Instrument6021/1452
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1663 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1663 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483

Mortgage

Document Number0059991020
DateJul 09, 2021
Book Page5999/1020
Instrument2021107285
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term342 Months
DueJan 01, 2050

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 26, 2019
Property Address1663 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483
Document Number0056471102
Book / Page5647 / 1102
Map ReferenceMB 26 PG 193-195
Instrument DateDec 20, 2019
Instrument2019167373
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149

Transferred To (Grantee/Buyer)

NameVerified Name
Address1663 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483

Mortgage

Document Number0056471103
DateDec 26, 2019
Instrument5647/1103
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 16, 2019
Property Address1663 BAY BREEZE DR, SAINT CLOUD, FL 34771-7483
Document Number0055570670
Book / Page005557 / 000670
Instrument DateJul 15, 2019
Instrument90828
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$16,948.25
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 LEE VISTA BLVD #400 ORLANDO FL 328225149, 400, ORLANDO, FL 32822-5149

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,801.00 (+4.88%)$323,900 (-0.77%) Land $70,000 Building $253,900$323,900 (-0.77%) Land $70,000 Building $253,900
2023$5,531.00 (+13.09%)$326,400 (+20.35%) Land $65,000 Building $261,400$326,400 (+20.35%) Land $65,000 Building $261,400
2022$4,891.00$271,200 Land $55,000 Building $216,200$271,200 Land $55,000 Building $216,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire LikelihoodAbout 1 in 166 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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