Saginaw County property record for 16624 Frandsche Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,324 sqft · built 1981 |
| Lot Size | 7.14 acres (311,018 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jul 2024) |
| Tax Bill | $5,365 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-09-3-18-4004-000 |
| Primary APN | 13-09-3-18-4004-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 1,162 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 311,018 sqft (7.14 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 554 sqft |
| Deck Area | Deck Area |
| Patio Area | 45 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16624 FRANDSCHE RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | N 745 FT OF E 450.25 FT OF S 60 ACRES OF E 1/2 OF SE 1/4 7.70 ACRES SEC 18 T9N R3E |
| Legal Range | 03E |
| Legal Township | 09N |
| Legal Section | 18 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CHESANING |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 12700 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16624 FRANDSCHE RD, CHESANING, MI 48616-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION |
| Dec 29, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Prior Sale | Jan 14, 2004 · Amount on Record |
| Deed Document Number | 202416940 |
| Prior Transfer Date | Jul 18, 2024 |
| Prior Transfer Doc | 0000017330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16624 FRANDSCHE RD, CHESANING, MI 48616-9564 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16624 FRANDSCHE RD, CHESANING, MI 48616-9564 |
| Document Number | 0000012944 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023012944 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | GRAND BLANC, MI 48439 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 29, 2025 |
| Property Address | 16624 FRANDSCHE RD, CHESANING, MI 48616-9564 |
| Document Number | 0000029562 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025029562 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2026 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16624 FRANDSCHE RD, CHESANING, MI 48616-9564 |
| Name | Verified Name |
|---|---|
| Address | 16624 FRANDSCHE RD, CHESANING, MI 48616-9564 |
| Document Number | 0000029563 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025029563 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 16624 FRANDSCHE RD, CHESANING, MI 48616-9564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020385 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 2020020385 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2030 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Chesaning Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,300 (+10.43%) | $334,600 (+10.43%) | |
| 2025 | $5,365.00 (+36.38%) Homeowner's exemption | $151,500 (+21.69%) | $303,000 (+21.69%) |
| 2024 | $3,934.00 (+12.02%) | ||
| 2023 | $124,500 | $249,000 | |
| 2022 | $3,512.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
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