1662 Bear Creek Rd, Potomac (Bonner), MT 59823 Property Records

Missoula County property record for 1662 Bear Creek Rd, Potomac, MT 59823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,827 sqft · built 2010
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Nov 2017)
Tax Bill	$4,030 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0471518`

Property Details

APN / Parcel Number

Primary APN	`R0471518`
Alternative APNs	`04-2203-18-4-01-11-0000` `0002347409` `2347409`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,827 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	1,827 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	237 sqft
Deck Area	54 sqft
Shed	1 Shed
Shed Area	80 sqft
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0002347409
Street Address	1662 BEAR CREEK RD
City	BONNER
State	MT
Zip	59823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAR CREEK LOTS, S18, T13 N, R16 W, LOT 1, ACRES 5
Legal Range	16W
Legal Township	13N
Legal Section	18
Legal Subdivision	BEAR CREEK
Legal Block	2
Legal Lot Number	1
Jurisdiction	MISSOULA MT
Township / Civil Division	SEELEY LAKE-BLACKFOOT VALLEY
Census Block Group	2
Census Block	2012
Census Tract	1802

Owner

1662 Bear Creek Rd is owned by two individuals who bought it in November 2017.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1191, BONNER, MT 59823-1191
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARTER FEDERAL CREDIT UNION
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLEARWATER FCU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLEARWATER FCU
Nov 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MISSOULA FCU
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Prior Sale	Apr 26, 2010 · Amount on File
Deed Document Number	201723743
Deed Book / Page	989 / 1201
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Recording Date	May 22, 2026
Property Address	1662 BEAR CREEK RD, BONNER, MT 59823
Document Number	0000007544
Book / Page	1128 / 807
Instrument Date	May 18, 2026
Instrument	20267544
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0000007544,
Date	May 22, 2026
Book Page	1128/807
Instrument	20267544

Lender

Name	CARTER FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1662 BEAR CREEK RD, POTOMAC, MT 59823
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010540873
Date	Apr 30, 2021
Book Page	1054/873
Instrument	202110943

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1662 BEAR CREEK RD, POTOMAC, MT 59823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010290488
Date	Apr 24, 2020
Book Page	1029/488
Instrument	202007458

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	BAGLEY, WI 53801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Nov 28, 2017
Property Address	1662 BEAR CREEK RD, POTOMAC, MT 59823
Document Number	0009891201
Book / Page	989 / 1201
Instrument Date	Nov 28, 2017
Instrument	201723743
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1191, BONNER, MT 59823-1191

Mortgage

Document Number	201723744
Date	Nov 28, 2017
Instrument	201723744

Lender

Name	MISSOULA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	1662 BEAR CREEK RD, POTOMAC, MT 59823
Document Number	0009850032
Book / Page	000985 / 000032
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1662 BEAR CRK BONNER MT 59823, BONNER, MT 59823

Mortgage

Document Number	0009850032
Date	Aug 21, 2017
Book Page	000985/000032
Instrument	16974

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1662 Bear Creek Rd was $4,030.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Potomac Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$722,000 (-) Land $147,100 Building $574,900	$722,000 (-) Land $147,100 Building $574,900
2025	$4,030.00	$722,000 Land $147,100 Building $574,900	$722,000 Land $147,100 Building $574,900
2023	$4,191.00	$558,700	$558,700 Land $111,700 Building $447,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1662 Bear Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1662 Bear Creek Rd is high, ranking above 86% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 82% of Montana
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Blackfoot Telephone Cooperative DSL	10 / 1

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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