16618 N 176th Ln, Surprise, AZ 85388 Property Records

Maricopa County property record for 16618 N 176th Ln, Surprise, AZ 85388

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,255 sqft · built 2005
Lot Size0.113 acres (4,950 sqft)
OwnerIndividual Name on Record
Last Sale$412,000 (Feb 2023)
Tax Bill$1,487 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Sep 2022 Transfer
+ 4 more
Flood ZoneZone X (moderate risk)
APN502-02-633

Property Details

APN / Parcel Number

Primary APN502-02-633

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,255 sqft Living Area
1st Floor Area941 sqft
2nd Floor Area1,314 sqft

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area4,950 sqft (0.113 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address16618 N 176TH LN
CitySURPRISE
StateAZ
Zip85388-3123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionSURPRISE FARMS PHASE 3 PARCEL 6 MCR 709-35
Legal Range02W
Legal Township03N
Legal Section02
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionSURPRISE FARMS PHASE 3 PARCEL 6
Legal Phase3
Legal Lot Number77
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3009
Census Tract61062

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address16618 N 176TH LN, SURPRISE, AZ 85388-3123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2023Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Sep 27, 2022Intrafamily Transfer, Transfer
OS NATIONAL LLC
Jul 19, 2022Warranty Deed, Transfer
OS NATIONAL LLC
Mar 14, 2019Deed of Trust, Mortgage · Line of Credit
MIDFIRST BANK
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 9, 2017Warranty Deed, Transfer · Conventional Mortgage
MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2023 · Amount on Record
Deed SaleFeb 23, 2023 · Amount on Record
Prior SaleSep 27, 2022
Deed Document Number20230091653
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 23, 2023
Property Address16618 N 176TH LN, SURPRISE, AZ 85388-3123
Document Number0000091653
Map ReferenceMB 709 PG 35
Instrument DateFeb 23, 2023
Instrument20230091653
Transaction TypeTransfer
Record UpdatedMar 6, 2023
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address16618 N 176TH LN, SURPRISE, AZ 85388-3123

Mortgage

Document Number0000091654
DateFeb 23, 2023
Instrument20230091654
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateSep 27, 2022
Property Address16618 N 176TH LN, SURPRISE, AZ 85388-3123
Document Number0000736748
Map ReferenceMB 709 PG 35
Instrument DateSep 23, 2022
Instrument20220736748
Transaction TypeTransfer
Record UpdatedOct 6, 2022
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 19, 2022
Property Address16618 N 176TH LN, SURPRISE, AZ 85388-3123
Document Number0000582638
Map ReferenceMB 709 PG 35
Instrument DateJul 19, 2022
Instrument20220582638
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16618 N 176TH LN, 16618, SURPRISE, AZ 85388-3123

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16618 N 176TH LN, SURPRISE, AZ 85388-3123
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address16618 N 176TH LN, SURPRISE, AZ 85388-3123

Mortgage

Document Number0000177553
DateMar 14, 2019
Instrument20190177553
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73162
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 15, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address16618 N 176TH LN, SURPRISE, AZ 85388-3123
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16618 N 176TH LN, SURPRISE, AZ 85388-3123

Mortgage

Document Number0001162554
DateNov 25, 2020
Instrument20201162554
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 9, 2017
Property Address16618 N 176TH LN, SURPRISE, AZ 85388-3123
Document Number0000583164
Map ReferenceDOC2004-1274615
Instrument DateJul 18, 2017
Instrument2017-0583164
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7401 E SPEEDWAY BLVD APT 24104, 7401, TUCSON, AZ 85710-1680

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address16618 N 176TH LN, SURPRISE, AZ 85388-3123

Mortgage

Document Number0000583165
DateAug 9, 2017
Instrument2017-0583165
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,480 (-7.08%)$334,800 (-7.08%) Land $66,900 Building $267,900
2025$1,487.00 (+5.54%)
2024$36,030$360,300 Land $72,000 Building $288,300
2023$1,409.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 99.3% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
AirFiber WISP
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink.

Nearby Properties on N 176th Ln

Nearby Streets

Search Property Records by Address or Parcel Number