16618 Cedar Ave, Whiting, IA 51063 Property Records

Monona County property record for 16618 Cedar Ave, Whiting, IA 51063

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,430 sqft · built 1920
Lot Size2.96 acres (128,938 sqft)
OwnerIndividual Name on Record
Tax Bill$1,132 (2026)
Deeds & MortgagesJan 2020 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN844604400003

Property Details

APN / Parcel Number

Primary APN844604400003

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,430 sqft Living Area
1st Floor Area967 sqft
FlooringSoftwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBrick
Roof TypeGable
Roof MaterialMetal
Lot Area128,938 sqft (2.96 acres)
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area15 sqft
Patio Area113 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address16618 CEDAR AVE
CityWHITING
StateIA
Zip51063-8719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description04-84-46 PT NE SE (PLAT:2/24/94 B8/P15)
Legal Range46W
Legal Township84N
Legal Section04
JurisdictionMONONA IA
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1140
Census Tract960200

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16618 CEDAR AVE, WHITING, IA 51063-8719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOAN DEPOT INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONONA IA
Property Address16618 CEDAR AVE, WHITING, IA 51063-8719
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020200066
DateJan 21, 2020
Instrument202020-0066
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONONA IA
Property Address16618 CEDAR AVE, WHITING, IA 51063-8719
Transaction TypeMortgage
Record UpdatedApr 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020211200
DateAug 10, 2021
Instrument2021-1200
Lender
NameLOAN DEPOT INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateIowa
CountyMonona County
Unified School DistrictWhiting Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,132.00 Homeowner's exemption$158,807 (+28.89%) Land $63,720 Building $95,087$158,807 (+28.89%) Land $63,720 Building $95,087
2025$1,132.00 (+5.01%)$123,210 (+14.14%) Land $25,750 Building $97,460$123,210 (+14.14%) Land $25,750 Building $97,460
2024$1,078.00 (+4.46%) Homeowner's exemption$107,942 (-) Land $25,750 Building $82,192
2023$107,942 (+14.86%) Land $25,750 Building $82,192$107,942 (+14.86%) Land $25,750 Building $82,192
2022$1,032.00 Homeowner's exemption$93,974
2021$93,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims24 (2011–2024)
Claims Outside the SFHA14 of 24
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims
  • Severe Storms And Flooding, Jun 2019 · 3 claims
  • Flooding, Jul 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
400 / 100
T-Mobile
Fixed Wireless
100 / 20
Verizon
Fixed Wireless
25 / 6
Rise Broadband
Fixed Wireless
25 / 5
AT&T
Fixed Wireless
25 / 3

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