16617 Chestnut St, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 16617 Chestnut St, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,450 sqft · built 1967
Lot Size	0.211 acres (9,178 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2021)
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00794844`

Property Details

APN / Parcel Number

Primary APN	`09-00794844`
Alternative APN	`00794844`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,450 sqft Living Area
1st Floor Area	1,650 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,178 sqft (0.211 acres)
Deck Area	228 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	00794844
Street Address	16617 CHESTNUT ST
City	GAITHERSBURG
State	MD
Zip	20877-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	WALNUT HILL
Legal Subdivision	WALNUT HILL
Legal Block	H
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2007
Census Tract	700728

Owner

16617 Chestnut St is owned and occupied by two individuals who bought it in February 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16617 CHESTNUT ST, GAITHERSBURG, MD 20877-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Aug 21, 2018	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Prior Sale	Aug 21, 2018 · Amount on File
Deed Book / Page	61953 / 1
Transfer Doc	0000253255
Record Updated	Sep 20, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 22, 2021
Property Address	16617 CHESTNUT ST, GAITHERSBURG, MD 20877-1213
Document Number	0619530001
Book / Page	61953 / 1
Map Reference	MB 79 PL 8004
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16617 CHESTNUT ST, GAITHERSBURG, MD 20877-1213

Mortgage

Document Number	6195311
Date	Feb 22, 2021
Instrument	61953/11

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 21, 2018
Property Address	16617 CHESTNUT ST, GAITHERSBURG, MD 20877-1213
Document Number	0564950237
Book / Page	56495 / 237
Map Reference	MB79 PG8004
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 MILL POND RD # RD213, 1020, FREDERICK, MD 21701-9427

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16617 CHESTNUT ST, GAITHERSBURG, MD 20877-1213

Mortgage

Document Number	0056495246
Date	Aug 21, 2018
Instrument	56495/246

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16617 Chestnut St was $5,613.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,200 (+8.4%) Land $210,100 Building $268,100	$478,200 (-) Land $210,100 Building $268,100
2025	$5,613.00	$441,133	$478,200 Land $210,100 Building $268,100
2023		$367,000 Land $210,100 Building $156,900	$367,000 Land $210,100 Building $156,900
2022	$3,038.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16617 Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16617 Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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