16616 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16616 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,753 sqft · built 2021
Lot Size	0.136 acres (5,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Jun 2026)
Tax Bill	$5,147 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0110-000-17300`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0110-000-17300`
Alternative APNs	`262414011000017300` `3920622`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,753 sqft Living Area
Gross Area	3,194 sqft
1st Floor Area	1,133 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	5,916 sqft (0.136 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3920622
Street Address	16616 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 4B2 PB 72 PG 81-83 LOT 173 ORB 5724 PG 1917
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY PHASE 4B2
Legal Tract	A-1
Legal Lot Number	173
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16616 CENTIPEDE ST, CLERMONT, FL 34714-5093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Jun 8, 2021	Special Warranty Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	202670198
Deed Book / Page	6753 / 1678
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16616 CENTIPEDE ST, CLERMONT, FL 34714-5093
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	FLORIDA TITLE PROS, FLORIDA TITLEPROS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16616 CENTIPEDE ST, CLERMONT, FL 34714-5093

Mortgage

Document Number	0064960430
Date	Mar 21, 2025
Book Page	6496/430
Instrument	2025034816

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 8, 2026
Property Address	16616 CENTIPEDE ST, CLERMONT, FL 34714-5093
Document Number	0000070198
Book / Page	6753 / 1678
Instrument Date	May 26, 2026
Instrument	202670198
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	YOUR TITLE CONNECTION LLC, YOUR TITLE CONNECTION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16616 CENTIPEDE ST, CLERMONT, FL 34714-5093

Mortgage

Document Number	0000070199,
Date	Jun 8, 2026
Instrument	202670199

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 8, 2021
Property Address	16616 CENTIPEDE ST, CLERMONT, FL 34714-5093
Document Number	0057241917
Book / Page	5724 / 1917
Map Reference	MB 72 PG 81-83
Instrument Date	May 28, 2021
Instrument	2021078328
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,393.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16616 CENTIPEDE ST, CLERMONT, FL 34714-5093

Mortgage

Document Number	0057241919
Date	Jun 8, 2021
Instrument	5724/1919

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,570 (+2.9%)	$362,948 (-) Land $100,000 Building $262,948
2025	$5,147.00 (+2.76%) Homeowner's exemption	$347,500 (+5.98%) Land $100,000 Building $247,500	$362,948 (-9.87%) Land $100,000 Building $262,948
2024	$5,009.00 (+6.67%)
2023	$4,696.00 (+6.73%) Homeowner's exemption Additional exemption filed	$327,880 (+3%)	$402,703 (+16.49%) Land $100,000 Building $302,703
2022	$4,400.00 Homeowner's exemption Additional exemption filed	$318,333	$345,703 Land $43,000 Building $302,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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