Henderson County property record for 16613 State Rte 351 E, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,196 sqft · built 1977 |
| Lot Size | 0.916 acres (39,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,000 (Sep 2026) |
| Tax Bill | $953 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2010 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115A-7 |
| Primary APN | 115A-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Finished Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,900 sqft (0.916 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 44022 |
|---|---|
| Street Address | 16613 STATE ROUTE 351 E |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 20800 |
Source: Henderson County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16613 STATE ROUTE 351 E, HENDERSON, KY 42420-9420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed, Transfer · FHA Mortgage FIFTH THIRD BANK |
| Apr 5, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Feb 11, 2026 | Special Warranty Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST COMPANY |
| Jul 5, 2018 | Deed, Transfer · Conventional Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP |
| May 9, 2005 | Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Feb 11, 2026 · Amount on Record |
| Deed Document Number | 20269597 |
| Deed Book / Page | 694 / 300 |
| Prior Transfer Date | May 6, 2005 |
| Prior Transfer Doc | 539/461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Sep 15, 2026 |
| Property Address | 16613 STATE ROUTE 351 E, HENDERSON, KY 42420-9420 |
| Document Number | 0000009597 |
| Book / Page | 694 / 300 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20269597 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,048.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 16613 STATE ROUTE 351 E, HENDERSON, KY 42420-9420 |
| Document Number | 0000009598, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 20269598 |
| Name | FIFTH THIRD BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 16613 STATE ROUTE 351 E, HENDERSON, KY 42420-9420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | TITLE FIRST NATIONAL |
| Name | Verified Name |
|---|
| Document Number | 001050/984 |
|---|---|
| Date | Apr 5, 2010 |
| Book Page | 1050/984 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2040 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Feb 11, 2026 |
| Property Address | 16613 STATE ROUTE 351 E, HENDERSON, KY 42420-9420 |
| Document Number | 0RE688/943 |
| Book / Page | RE688 / 943 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026001285 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3138 E ELWOOD ST, PHOENIX, AZ 85034-7210 |
| Name | Verified Name |
|---|---|
| Address | 406 SOUTHSIDE DR, HENDERSON, KY 42420-3846 |
| Document Number | 2026001286 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 2026001286 |
| Name | FARMERS BANK & TRUST COMPANY |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jan 28, 2027 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 5, 2018 |
| Property Address | 16613 STATE ROUTE 351 E, HENDERSON, KY 42420-9420 |
| Document Number | RE0631/823 |
| Book / Page | RE 0631 / 823 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 2018007119 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | TRUE TITLE SERVICES LLC, TRUE TITLE SERVICE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $76.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15950 STATE ROUTE 136 E, 15950, ROBARDS, KY 42452-9322 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 16613 STATE ROUTE 351 E, HENDERSON, KY 42420-9420 |
| Document Number | 2018007120 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 2018007120 |
| Name | ACCEPTANCE CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | May 9, 2005 |
| Property Address | 16613 STATE ROUTE 351 E, HENDERSON, KY 42420-9420 |
| Document Number | 539/461 |
| Book / Page | 539 / 461 |
| Instrument Date | May 6, 2005 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000900/456 |
|---|---|
| Date | May 9, 2005 |
| Book Page | 900/456 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2035 |
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $953.00 (-0.73%) | $81,000 (-) | $81,000 (-) |
| 2023 | $960.00 | $81,000 | $81,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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