16612 Turtle Point Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16612 Turtle Point Rd, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,389 sqft · built 2005
Lot Size	0.274 acres (11,966 sqft)
Owner	Individual Name on Record
Last Sale	$468,500 (Oct 2021)
Tax Bill	$3,790 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-162-46`

Property Details

APN / Parcel Number

Primary APN	`217-162-46`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,389 sqft Heated Area
Gross Area	3,883 sqft
1st Floor Area	1,479 sqft
Upper Floors Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Lot Area	11,966 sqft (0.274 acres)
Garage Area	462 sqft
Porch	Porch
Porch Area	32 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	217-162-46
Street Address	16612 TURTLE POINT RD
City	CHARLOTTE
State	NC
Zip	28278-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX-3
Legal Description	L28 B4 M42-521
Legal Subdivision	PALISADES PH 03 MAP 01
Legal Block	4
Legal Lot Number	28
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1036
Census Tract	5926

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16612 TURTLE POINT RD, CHARLOTTE, NC 28278-8425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 25, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 18, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Apr 22, 2021	Warranty Deed, Transfer LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	0036679502
Deed Book / Page	36679 / 502
Record Updated	Jun 7, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16612 TURTLE POINT RD, CHARLOTTE, NC 28278-8425
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047518
Date	Mar 28, 2022
Book Page	37194/174
Instrument	2022047518

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 25, 2021
Property Address	16612 TURTLE POINT RD, CHARLOTTE, NC 28278-8425
Document Number	0000202881
Book / Page	36679 / 502
Map Reference	MB 42 PG 521
Instrument Date	Oct 21, 2021
Instrument	2021202881
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$937.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12100 FOLKSTONE DR, HERNDON, VA 20171-1824

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 18, 2021
Property Address	16612 TURTLE POINT RD, CHARLOTTE, NC 28278-8425
Document Number	0000098312
Book / Page	36076 / 272
Map Reference	MB 42 PG 521
Instrument Date	May 12, 2021
Instrument	2021098312
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$1,072.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6312 HASTINGS RD, WAXHAW, NC 28173-8240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 22, 2021
Property Address	16612 TURTLE POINT RD, CHARLOTTE, NC 28278-8425
Document Number	0000079569
Book / Page	35970 / 911
Map Reference	MB 42 PG 521
Instrument Date	Apr 20, 2021
Instrument	2021079569
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	LINCOLN TITLE INSURANCE, LION TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 GREENWAY DR, FALMOUTH, ME 04105-2148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 HASTINGS RD, WAXHAW, NC 28173-8240
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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