16610 48th St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 16610 48th St E, Lake Tapps, WA 98391

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,776 sqft · built 2019
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$124,719 (Mar 2017)
Tax Bill$9,645 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mar 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN052020-6-041

Property Details

APN / Parcel Number

Primary APN052020-6-041

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,776 sqft Living Area
Gross Area3,556 sqft
1st Floor Area1,612 sqft
Basement Area1,164 sqft
Finished Basement1,164 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area23,522 sqft (0.54 acres)
TerrainBelow Road/Slope
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area367 sqft
Deck Area180 sqft
Patio Area180 sqft
Shed1 Shed
Shed Area836 sqft
Storage Building336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address16610 48TH ST E
CityLAKE TAPPS
StateWA
Zip98391-9119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSECTION 20 TOWNSHIP 20 RANGE 05 QUARTER 22 : L 1 OF S P 78-729 DESC UNDER PARCEL 05-20-20-2-037 EASE OF REC OUT OF 2-010 SEG L-2000 TN ES
Legal Range05
Legal Township20
Legal Section20
Legal SubdivisionSHORT PLAT 78-729
Legal Lot Number1
JurisdictionPIERCE WA
Township / Civil DivisionPUYALLUP
Census Block Group1
Census Block1004
Census Tract70313

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16610 48TH ST E, LAKE TAPPS, WA 98391-9119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 20, 2020Deed of Trust, Mortgage · Conventional with PMI
AMERICAN FIN'L RSRCS
Dec 26, 2019Deed of Trust, Mortgage · Conventional with PMI
AMERICAN FIN'L RSRCS
Jul 28, 2018Deed of Trust, Mortgage · Conventional with PMI
WASHINGTON FED'L SVGS
Mar 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
BARBARA C BERKEY
Mar 30, 2017Warranty Deed, Transfer
RAINIER TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2017 · Amount on Record
Deed SaleMar 30, 2017 · Amount on Record
Deed Document Number2017140
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address16610 48TH ST E, LAKE TAPPS, WA 98391-9119
Transaction TypeMortgage
Record UpdatedApr 21, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010120074
DateOct 12, 2021
Instrument202110120074
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address16610 48TH ST E, LAKE TAPPS, WA 98391-9119
Document Number2010200447
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16610 48TH ST E LAKE TAPPS WA 983919119, LAKE TAPPS, WA 98391-9119

Mortgage

Document Number2010200447
DateOct 20, 2020
Instrument202010200447
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 19, 2035

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address16610 48TH ST E, LAKE TAPPS, WA 98391-9119
Document Number1912310625
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNETCO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16610 48TH ST E LAKE TAPPS WA 983919119, LAKE TAPPS, WA 98391-9119

Mortgage

Document Number1912310625
DateDec 31, 2019
Instrument201912310625
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 30, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address16610 48TH ST E, LAKE TAPPS, WA 98391-9119
Document Number1807310595
Instrument DateJul 28, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16610 48TH ST E LAKE TAPPS WA 98391, LAKE TAPPS, WA 98391

Mortgage

Document Number1807310595
DateJul 31, 2018
Instrument201807310595
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
AddressSEATTLE, WA 98101
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 30, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address16610 48TH ST E, LAKE TAPPS, WA 98391-9119
Document Number1704100339
Instrument DateMar 30, 2017
Transaction TypeMortgage
Record UpdatedMay 4, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address18804 65TH ST E BONNEY LAKE WA 983916827, BONNEY LAKE, WA 98391-6827

Mortgage

Document Number1704100339
DateApr 10, 2017
Instrument201704100339
Lender
NameBARBARA C BERKEY
Address852 BEAR CREEK TRL, VICTOR, MT 59875-9638
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMar 30, 2017
Property Address16610 48TH ST E, LAKE TAPPS, WA 98391-9119
Document Number1703300140
Instrument DateMar 27, 2017
Instrument201703300140
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyRAINIER TITLE

Transaction

AmountAmount Recorded
Tax$2,230.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address18804 65TH ST E BONNEY LAKE WA 983916827, BONNEY LAKE, WA 98391-6827

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictSumner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$835,300 (+11.93%) Land $285,800 Building $549,500$835,300 (+11.93%) Land $285,800 Building $549,500
2025$9,645.00 (+21.64%)
2024$7,929.00 (+0.16%)$746,300 (-3.2%) Land $259,200 Building $487,100$746,300 (-3.2%) Land $259,200 Building $487,100
2023$7,916.00$771,000 Land $254,000 Building $517,000$771,000 Land $254,000 Building $517,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBONNEY LAKE WATER DEPARTMENT CITY
serves 43,371 people · EPA ID WA5307650
Water SourcePurchased surface water from CITY OF TACOMA WATER DIVISION
Last State InspectionOct 2021
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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