1661 Sugar Loaf Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 1661 Sugar Loaf Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,580 sqft · built 2014
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,649 (Jan 2015)
Tax Bill	$3,869 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029221-2130`

Property Details

APN / Parcel Number

Primary APN	`029221-2130`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,580 sqft Living Area
Gross Area	3,075 sqft
1st Floor Area	2,580 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1661 SUGAR LOAF LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-0829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 213 OR3973/1669
Legal Range	28E
Legal Township	06S
Legal Section	03
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	213
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1661 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2015 · Amount on Record
Deed Sale	Jan 7, 2015 · Amount on Record
Deed Document Number	2015973
Deed Book / Page	3973 / 1669
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1661 SUGAR LOAF LN, SAINT AUGUSTINE, FL 32092-0829
Document Number	0048921539
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1661 SUGAR LOAF LN ST AUGUSTINE FL 320920829, ST AUGUSTINE, FL 32092-0829

Mortgage

Document Number	0048921539
Date	Mar 2, 2020
Book Page	004892/001539
Instrument	16347

Lender

Name	COMMUNITY FIRST CU/FL
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,387 (+2.7%)	$385,682 (-8.99%) Land $80,000 Building $305,682
2025	$3,869.00 (+12.8%) Homeowner's exemption	$301,253 (+2.9%)	$423,798 (-1.17%) Land $86,000 Building $337,798
2024	$3,430.00 (+2.02%) Homeowner's exemption	$292,763 (+3%)	$428,807 (+6.23%) Land $82,000 Building $346,807
2023	$3,362.00 (+3%) Homeowner's exemption	$284,236 (+3%)	$403,644 (+3.32%) Land $82,000 Building $321,644
2022	$3,264.00 Homeowner's exemption	$275,957	$390,678 Land $78,400 Building $312,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000