1661 Frontier Rd, Ardmore, OK 73401 Property Records

Carter County property record for 1661 Frontier Rd, Ardmore, OK 73401

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,016 sqft · built 2012
Lot Size	19.2 acres (838,530 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jan 2026)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`86072`

Property Details

APN / Parcel Number

Primary APN	`86072`
Alternative APN	`0000-24-03S-01W-1-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	838,530 sqft (19.2 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	25 sqft
Patio Area	736 sqft
Shed	1 Shed
Shed Area	288 sqft
Storage Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	86072
Street Address	1661 FRONTIER RD
City	ARDMORE
State	OK
Zip	73401-1498
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	SW NW NE-NW SW NE-LESS .75 AC TO CO RD-24 03S 01W
Legal Range	01W
Legal Township	03S
Legal Section	24
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE NORTH
Census Block Group	3
Census Block	3017
Census Tract	892100

Owner

1661 Frontier Rd, a rural home, is owned and occupied by two individuals who bought it in January 2026.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1661 FRONTIER RD, ARDMORE, OK 73401-1498
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LANDMARK BANK
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 20, 2015	Deed of Trust, Mortgage · Line of Credit LANDMARK BANK NA
Feb 21, 2013	Deed of Trust, Mortgage · Conventional Mortgage LANDMARK BANK NA
Mar 18, 2013	Deed of Trust, Mortgage · Conventional Mortgage LANDMARK BANK NA
Jan 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on File
Deed Sale	Jan 21, 2026 · Amount on File
Prior Sale	Dec 3, 2010 · Amount on File
Deed Document Number	2026636
Deed Book / Page	7832 / 187
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1661 FRONTIER RD, ARDMORE, OK 73401-1498
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006834/048
Date	Jan 24, 2020
Book Page	6834/048
Instrument	2020-000987

Lender

Name	LANDMARK BANK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1661 FRONTIER RD, ARDMORE, OK 73401-1498
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007142/131
Date	Nov 22, 2021
Book Page	7142/131
Instrument	2021-013101

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1661 FRONTIER RD, ARDMORE, OK 73401-1498
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006068/088
Date	Apr 20, 2015
Book Page	6068/088
Instrument	2015-004528

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1661 FRONTIER RD, ARDMORE, OK 73401-1498
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005653/175
Date	Feb 21, 2013
Book Page	5653/175
Instrument	2013-002211

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	COLUMBIA, MO 65205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2043

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	1661 FRONTIER RD, ARDMORE, OK 73401-1498
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005667/021
Date	Mar 18, 2013
Book Page	5667/021
Instrument	2013-003485

Lender

Name	LANDMARK BANK NA
Type	Bank
Address	COLUMBIA, MO 65205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2043

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jan 21, 2026
Property Address	1661 FRONTIER RD, ARDMORE, OK 73401-1498
Document Number	007832/187
Book / Page	7832 / 187
Instrument Date	Jan 20, 2026
Instrument	I-2026-000636
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1661 FRONTIER RD, ARDMORE, OK 73401-1498

Mortgage

Document Number	I2026000637
Date	Jan 21, 2026
Instrument	I-2026-000637

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1661 Frontier Rd was $2,331 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,006 (+3%) Land $1,441 Building $22,565	$200,046 (-24.72%) Land $12,008 Building $188,038
2025	$2,331.00 Homeowner's exemption	$23,307 Land $1,399 Building $21,908	$265,750 Land $12,018 Building $253,732
2023	$2,200.00 Homeowner's exemption	$21,969 Land $1,353 Building $20,616	$215,545 Land $12,018 Building $203,527

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1661 Frontier Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1661 Frontier Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 49% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	200 / 50

May also be available: AT&T, T-Mobile.

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