1. Home
  2. California
  3. San Luis Obispo County
  4. Oceano
  5. 16th St

1661 16th St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1661 16th St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,489 sqft · built 1970
Lot Size0.124 acres (5,400 sqft)
OwnerIndividual Name on Record
Last Sale$371,000 (Nov 2017)
Tax Bill$4,404 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN062-051-019

Property Details

APN / Parcel Number

Primary APN062-051-019

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,489 sqft Living Area
1st Floor Area1,489 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Construction TypeWood
Lot Area5,400 sqft (0.124 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1661 16TH ST
CityOCEANO
StateCA
Zip93445-9437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTN OCEANO WHEELER ADD BL 7 LT 8 & PTN LT 7
Legal SubdivisionWHEELER ADD
Legal Block7
Legal Lot Number8,7
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2052
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1110 SUNSET DR, D, ARROYO GRANDE, CA 93420-3149
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
COASTAL FUNDING SLC INC
Feb 17, 2022Grant Deed, Transfer
ACCOMODATION, ACCOMMODATION
Nov 14, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Nov 14, 2017Grant Deed, Transfer · Conventional Mortgage
PACIFIC TRUST MORTGAGE
Jul 17, 2017Deed of Trust, Mortgage

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2017 · Amount on Record
Deed SaleNov 14, 2017 · Amount on Record
Deed Document Number201752180
Prior Transfer DateOct 25, 2017
Prior Transfer Doc0000052181
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1661 16TH ST, OCEANO, CA 93445-9437
Transaction TypeMortgage
Record UpdatedMar 1, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 SUNSET DR D, D, ARROYO GRANDE, CA 93420-3149

Mortgage

Document Number0000007655
DateFeb 18, 2022
Instrument2022007655
Lender
NameCOASTAL FUNDING SLC INC
TypeMortgage Company
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 17, 2022
Property Address1661 16TH ST, OCEANO, CA 93445-9437
Document Number0000007441
Map ReferenceMB B PG 48
Instrument DateFeb 8, 2022
Instrument2022007441
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 SUNSET DR APT D, D, ARROYO GRANDE, CA 93420-3149

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 14, 2017
Property Address1661 16TH ST, OCEANO, CA 93445-9437
Document Number0000052181
Instrument DateOct 25, 2017
Instrument52181
Transaction TypeTransfer
Record UpdatedNov 23, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1405 N LINCOLN ST SANTA MARIA CA 934582131, SANTA MARIA, CA 93458-2131

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 14, 2017
Property Address1661 16TH ST, OCEANO, CA 93445-9437
Document Number0000052180
Map ReferenceMB B PG48
Instrument DateOct 13, 2017
Instrument2017052180
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1661 16TH ST, OCEANO, CA 93445-9437

Mortgage

Document Number0000052182
DateNov 14, 2017
Instrument2017052182
Lender
NamePACIFIC TRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1661 16TH ST, OCEANO, CA 93445-9437
Document Number0000032765
Instrument DateJul 17, 2017
Transaction TypeMortgage
Record UpdatedAug 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1661 16TH ST OCEANO CA 934459437, OCEANO, CA 93445-9437

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$389,017 (+2%) Land $206,972 Building $182,045
2025$4,404.00 (+4.68%)$381,390 (+4.04%) Land $202,914 Building $178,476
2023$4,207.00 (+3.29%)$366,583 Land $195,036 Building $171,547
2022$4,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on 16th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures