16609 Spring Valley Rd, Belton, MO 64012 Property Records

Cass County property record for 16609 Spring Valley Rd, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,640 sqft · built 1971
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,397 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-03-07-103-007-002.000`

Property Details

APN / Parcel Number

Primary APN	`04-03-07-103-007-002.000`
Alternative APN	`2362000`

Interior

Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,640 sqft
Finished Basement	712 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	124 ft deep x 73 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	23 sqft
Deck Area	357 sqft
Patio Area	357 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2362000
Street Address	16609 SPRING VALLEY RD
City	BELTON
State	MO
Zip	64012-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEL-RAY EST LOT 67
Legal Range	32
Legal Township	46
Legal Section	07
Legal Subdivision	BEL RAY EST
Legal Lot Number	67
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	2
Census Block	2003
Census Tract	60003

Owner

Source: Cass County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16609 SPRING VALLEY RD, BELTON, MO 64012-1654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 12, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16609 SPRING VALLEY RD, BELTON, MO 64012-1654
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16609 SPRING VALLEY RD, BELTON, MO 64012-1654

Mortgage

Document Number	0004973/92
Date	Jul 5, 2023
Book Page	4973/92
Instrument	736223

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	16609 SPRING VALLEY RD, BELTON, MO 64012-1654
Transaction Type	Mortgage
Record Updated	Jul 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4369/032
Date	Jun 12, 2019
Book Page	4369/032
Instrument	646191

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 3, 2031

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,397.00 (+161.53%)	$33,670 (+13.6%) Land $3,930 Building $29,740	$177,200 (+13.6%) Land $20,680 Building $156,520
2023	$2,446.00 (+4,891.84%)	$29,640 (+14.22%) Land $3,570 Building $26,070	$155,990 (+14.22%) Land $18,800 Building $137,190
2022	$49.00	$25,950 Land $3,570 Building $22,380
2021			$136,570 Land $18,800 Building $117,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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