16609 Garden Dr, Celina, TX 75009 Property Records

Denton County property record for 16609 Garden Dr, Celina, TX 75009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,696 sqft · built 2021
Lot Size0.146 acres (6,368 sqft)
Owner2 Individual Names on File
Tax Bill$9,937 (2025)
Deeds & MortgagesJun 2022 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR960928

Property Details

APN / Parcel Number

Primary APNR960928
Alternative APNs
  • SH0011A-000000F-0000-0012-0000
  • SH0011A-000000F-0000-0012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,696 sqft Living Area
Gross Area3,154 sqft
1st Floor Area1,611 sqft
2nd Floor Area1,085 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,368 sqft (0.146 acres)
Garage TypeAttached
Garage Area458 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area269 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address16609 GARDEN DR
CityCELINA
StateTX
Zip75009-2054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREEN MEADOWS PHASE 1B BLK F LOT 12
Legal SubdivisionGREEN MEADOWS PHASE 1B
Legal BlockF
Legal Lot Number12
JurisdictionDENTON TX
Township / Civil DivisionPILOT POINT-AUBREY
Census Block Group1
Census Block1066
Census Tract20129

Owner

16609 Garden Dr is owned and occupied by two individuals who acquired it in November 2022.

Source: Denton County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address16609 GARDEN DR, CELINA, TX 75009-2054
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Vendor's Lien, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 23, 2022Vendor's Lien, Transfer · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2022
Deed SaleNov 1, 2022
Prior SaleJun 29, 2022 · Amount on File
Deed Document Number2022153662
Record UpdatedOct 29, 2026

June 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateJun 29, 2022
Property Address16609 GARDEN DR, CELINA, TX 75009-2054
Document Number0000095767
Map ReferenceVOL 2020 PG 322
Instrument DateJun 28, 2022
Instrument2022-095767
Transaction TypeTransfer
Record UpdatedJan 9, 2023
Title CompanyREPUBLIC TITLE COMPANY, RTT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16609 GARDEN DR, CELINA, TX 75009-2054

Mortgage

Document Number0000095768
DateJun 29, 2022
Instrument2022-095768
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

May 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateMay 23, 2022
Property Address16609 GARDEN DR, CELINA, TX 75009-2054
Document Number0000076662
Map ReferenceFILE 2020-322
Instrument DateMay 20, 2022
Instrument2022-076662
Transaction TypeTransfer
Record UpdatedJan 9, 2023
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2401 FOUNTAIN VIEW DR STE 215, 215, HOUSTON, TX 77057-4804

Transferred To (Grantee/Buyer)

NameVerified Name
Address16609 GARDEN DR, CELINA, TX 75009-2054

Mortgage

Document Number0000076663
DateMay 23, 2022
Instrument2022-076663
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 16609 Garden Dr was $9,937 with a homeowner's exemption, down 15.2% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
Unified School DistrictCelina Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$461,000 (-5.14%) Land $127,360 Building $333,640$461,000 (-5.14%) Land $127,360 Building $333,640
2025$9,937.00 (-15.21%) Homeowner's exemption$486,000 Land $114,624 Building $371,376$486,000 Land $114,624 Building $371,376
2024$11,720.00
2023$549,268 Land $114,624 Building $434,644$549,268 Land $114,624 Building $434,644
2022$4,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16609 Garden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16609 Garden Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Nextlink
Fixed Wireless
1,000 / 1,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20

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