16609 Emerald Ave, #2, Harvey, IL 60426 Property Records

Cook County property record for 16609 Emerald Ave, #2, Harvey, IL 60426

Property Summary

Property TypeApartments (5+ Units)
Details4 bd · 2 ba · 2,243 sqft · built 1931
Lot Size0.183 acres (7,980 sqft)
OwnerCompany Name on Record
Last Sale$85,000 (Nov 2023)
Tax Bill$6,053 (2023)
Deeds & MortgagesOct 2026 Construction Loan
Nov 2023 Sale
Flood ZoneZone X (minimal risk)
APN29-21-313-003

Property Details

APN / Parcel Number

Primary APN29-21-313-003
Alternative APN
  • 29-21-313-003-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Units2 Units
Stories3 Stories
Building Area2,243 sqft Living Area

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleMulti-Family
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialTar & Gravel
Lot Area7,980 sqft (0.183 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address16609 EMERALD AVE, 2
CityHARVEY
StateIL
Zip60426-6106
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionPERCY (WILSONS)(WASHINGTON) PARK SUB SUB OF PT SW SW SEC 21-36-14
Legal Range14E
Legal Township36N
Legal Section21
Legal SubdivisionWILSONS WASHINGTON
Legal Block6
Legal Lot Number2
JurisdictionCOOK IL
Township / Civil DivisionTHORNTON
Census Block Group1
Census Block1062
Census Tract827500

Owner

Source: Cook County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4460 186TH ST, COUNTRY CLUB HILLS, IL 60478-5249
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2026Deed of Trust, Mortgage · Construction Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
Nov 9, 2023Warranty Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 9, 2023 · Amount on Record
Deed SaleNov 9, 2023 · Amount on Record
Prior SaleSep 16, 1997 · Amount on Record
Deed Document Number202313160
Prior Transfer DateSep 10, 1997
Prior Transfer Doc0000000836
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Recording DateOct 13, 2026
Property Address16609 EMERALD AVE, 2, HARVEY, IL 60426-6106
Document Number0000020304
Instrument DateOct 7, 2026
Instrument202628620304
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address4460 186TH ST, COUNTRY CLUB HILLS, IL 60478-5249

Mortgage

Document Number0000020304,
DateOct 13, 2026
Instrument202628620304
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate9.12%
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 9, 2023
Property Address16609 EMERALD AVE # 2, 2, HARVEY, IL 60426-6106
Document Number0031313160
Instrument DateOct 27, 2023
Instrument2331313160
Transaction TypeTransfer
Record UpdatedNov 21, 2023
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$85.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4460 186TH ST, COUNTRY CLUB HILLS, IL 60478-5249

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionThornton Township
MunicipalityHarvey City
Elementary School DistrictSouth Holland School District 151 (PK - 08)
Secondary School DistrictThornton Township High School District 205 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,000 (+26.76%) Land $2,793 Building $12,207$150,000 (+26.76%) Land $27,930 Building $122,070
2023$6,053.00 (+27.65%)
2022$4,742.00 (+1,581.56%)$11,833 (-) Land $2,394 Building $9,439$118,330 (-) Land $23,940 Building $94,390
2021$282.00 Homeowner's exemption Senior Citizen's exemption$11,833 Land $2,394 Building $9,439$118,330 Land $23,940 Building $94,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1984)
Most Recent ClaimMar 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARVEY
serves 25,000 people · EPA ID IL0311110
Water SourcePurchased surface water from CHICAGO
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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