16605 Olive Hill Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 16605 Olive Hill Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,576 sqft · built 2019
Lot Size	0.213 acres (9,278 sqft)
Owner	Individual Name on File
Last Sale	$413,102 (Sep 2019)
Tax Bill	$9,856 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-23-27-2723-01-710`

Property Details

APN / Parcel Number

Primary APN	`31-23-27-2723-01-710`
Alternative APNs	`272331272301710` `153541` `154729` `157151`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,576 sqft Living Area
Gross Area	3,626 sqft
1st Floor Area	2,576 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,278 sqft (0.213 acres)
Garage Type	Attached
Garage Area	638 sqft
Porch	Florida Room
Porch Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16605 OLIVE HILL DR
City	WINTER GARDEN
State	FL
Zip	34787-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HAWKSMOOR - PHASE 1 93/108 LOT 171
Legal Range	27E
Legal Township	23S
Legal Section	31
Legal Subdivision	HAWKSMOOR - PH 1
Legal Phase	1
Legal Block	1
Legal Lot Number	171
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1093
Census Tract	17113

Owner

16605 Olive Hill Dr is owned and occupied by an individual who bought it in September 2019.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	16605 OLIVE HILL DR, WINTER GARDEN, FL 34787-9271
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BEST FINANCE CAPITAL INC
Sep 6, 2019	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Deed Document Number	2019551760
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	16605 OLIVE HILL DR, WINTER GARDEN, FL 34787-9271
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16605 OLIVE HILL DR, WINTER GARDEN, FL 34787-9271

Mortgage

Document Number	0000167032
Date	Mar 14, 2022
Instrument	20220167032

Lender

Name	BEST FINANCE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 6, 2019
Property Address	16605 OLIVE HILL DR, WINTER GARDEN, FL 34787-9271
Document Number	0000551760
Map Reference	MB 93 PG 108-121
Instrument Date	Aug 30, 2019
Instrument	20190551760
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,892.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 SUMMIT TOWER BLVD STE 500, 1900, ORLANDO, FL 32810-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16605 OLIVE HILL DR, WINTER GARDEN, FL 34787-9271

Mortgage

Document Number	0000551761
Date	Sep 6, 2019
Instrument	20190551761

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16605 Olive Hill Dr was $9,856, up 7.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,470 (+8.3%) Land $110,000 Building $477,470	$587,470 (-1.17%) Land $110,000 Building $477,470
2025	$9,856.00 (+7.85%)	$542,432	$594,450 Land $110,000 Building $484,450
2024	$9,139.00 (+11.78%)
2023	$8,176.00 (+12.9%)	$536,474 (+17.15%) Land $110,000 Building $426,474	$536,474 (+17.15%) Land $110,000 Building $426,474
2022	$7,242.00	$457,936 Land $100,000 Building $357,936	$457,936 Land $100,000 Building $357,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16605 Olive Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16605 Olive Hill Dr is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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