16605 E 27th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16605 E 27th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1986
Lot Size	0.182 acres (7,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,800 (Oct 2021)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-920-07-03`

Property Details

APN / Parcel Number

Primary APN	`25-920-07-03`
Alternative APNs	`25-920-07-03-00-0-00-000` `25920070300000001` `773558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	668 sqft
Basement Area	1,396 sqft
Finished Basement	167 sqft
Unfinished Basement	1,229 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,922 sqft (0.182 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	773558
Street Address	16605 E 27TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-2083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 1120
Legal Subdivision	GLENDALE GARDENS
Legal Block	4
Legal Lot Number	1120
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4004
Census Tract	14604

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5837 OAK ST, KANSAS CITY, MO 64113-2136
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2019	Quit Claim Deed, Mortgage · FHA Mortgage ROYAL UNITED MTG
Feb 4, 2018	Loan Modification, Mortgage · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	2021E112337
Last Transfer Date	Jul 19, 2023
Transfer Doc	0000051443
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 12, 2021
Property Address	16605 E 27TH TER S, INDEPENDENCE, MO 64055-2083
Document Number	00E0112337
Instrument Date	Oct 5, 2021
Instrument	2021E0112337
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S MARIPOSA ST, BURBANK, CA 91506-2813

Mortgage

Document Number	00E0112383
Date	Oct 12, 2021
Instrument	2021E0112383

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2033

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 18, 2019
Property Address	16605 E 27TH TER S, INDEPENDENCE, MO 64055-2083
Document Number	0000E94357
Instrument Date	Aug 28, 2019
Instrument	94357E
Transaction Type	Mortgage
Record Updated	Dec 20, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16605 E 27TH TER S INDEPENDENCE MO 640552083, INDEPENDENCE, MO 64055-2083

Mortgage

Document Number	E94358
Date	Nov 18, 2019
Instrument	94358E

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2034

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MO
Property Address	16605 E 27TH TER S, INDEPENDENCE, MO 64055-2083
Document Number	0000E13158
Instrument Date	Feb 4, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16605 E 27TH TER S INDEPENDENCE MO 640552083, INDEPENDENCE, MO 64055-2083

Mortgage

Document Number	0000E13158
Date	Feb 20, 2018
Instrument	13158E

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 19, 2043

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,213 (-) Land $5,244 Building $38,969	$232,700 (-)
2025	$2,665.00 (+0.08%)	$44,213 (+15%) Land $5,244 Building $38,969	$232,700 (+15%)
2024	$2,663.00 (+2.31%)
2023	$2,603.00	$38,446 Land $3,361 Building $35,085	$202,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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