16604 War Cloud Dr, Moreno Valley, CA 92551 Property Records

Riverside County property record for 16604 War Cloud Dr, Moreno Valley, CA 92551

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,360 sqft · built 1990
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Mar 2023)
Tax Bill	$6,954 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`312-154-015`

Property Details

APN / Parcel Number

Primary APN	`312-154-015`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	2,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	16604 WAR CLOUD DR
City	MORENO VALLEY
State	CA
Zip	92551-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71 MB 176/097 TR 20859
Legal Subdivision	TRACT NO. 20859
Legal Tract	20859
Legal Lot Number	71
Jurisdiction	RIVERSIDE CA
Township / Civil Division	PERRIS VALLEY
Census Block Group	1
Census Block	1005
Census Tract	48800

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16604 WAR CLOUD DR, MORENO VALLEY, CA 92551-2585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Grant Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Mar 8, 2019	Quit Claim Deed, Transfer UNISOURCE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	202388475
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0000079416
Record Updated	Sep 20, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 28, 2023
Property Address	16604 WAR CLOUD DR, MORENO VALLEY, CA 92551-2585
Document Number	0000088475
Map Reference	MB 176 PG 97-100
Instrument Date	Feb 28, 2023
Instrument	2023-0088475
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	WFG NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16604 WAR CLOUD DR, MORENO VALLEY, CA 92551-2585

Mortgage

Document Number	0000088476
Date	Mar 28, 2023
Instrument	2023-0088476

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0000088477
Date	Mar 28, 2023
Instrument	2023-0088477

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2038

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 8, 2019
Property Address	16604 WAR CLOUD DR, MORENO VALLEY, CA 92551-2585
Document Number	0000079414
Map Reference	MB 176 PG 97-100
Instrument Date	Mar 1, 2019
Instrument	2019-0079414
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16604 WAR CLOUD DR, MORENO VALLEY, CA 92551-2585

Mortgage

Document Number	0000079415
Date	Mar 8, 2019
Instrument	2019-0079415

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 8, 2019
Property Address	16604 WAR CLOUD DR, MORENO VALLEY, CA 92551-2585
Document Number	0000079416
Instrument Date	Mar 1, 2019
Instrument	79416
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	UNISOURCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16604 WAR CLOUD DR MORENO VALLEY CA 925512585, MORENO VALLEY, CA 92551-2585

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Moreno Valley City
Unified School District	Val Verde Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,500 (+2%) Land $47,754 Building $567,746
2025	$6,954.00 (+74.81%) Homeowner's exemption	$603,432 (+82.73%) Land $46,818 Building $556,614
2023	$3,978.00 (+1.87%)	$330,226 Land $56,564 Building $273,662
2022	$3,905.00
2021			$509,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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