16604 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16604 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,983 sqft · built 2021
Lot Size	0.135 acres (5,916 sqft)
Owner	Individual Name on File
Last Sale	$309,454 (Jun 2021)
Tax Bill	$4,861 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0110-000-17600`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0110-000-17600`
Alternative APN	`3920625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,983 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,916 sqft (0.135 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3920625
Street Address	16604 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 4B2 PB 72 PG 81-83 LOT 176 ORB 5739 PG 69
Legal Subdivision	SAWGRASS BAY
Legal Phase	4B
Legal Lot Number	176
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

Source: Lake County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16604 CENTIPEDE ST, CLERMONT, FL 34714-5093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jun 28, 2021	Special Warranty Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	2021088459
Deed Book / Page	5739 / 69
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16604 CENTIPEDE ST, CLERMONT, FL 34714-5093
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16604 CENTIPEDE ST, CLERMONT, FL 34714-5093

Mortgage

Document Number	0061971937
Date	Aug 21, 2023
Book Page	6197/1937
Instrument	2023101883

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jul 1, 2051

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 28, 2021
Property Address	16604 CENTIPEDE ST, CLERMONT, FL 34714-5093
Document Number	0057390069
Book / Page	5739 / 69
Map Reference	MB 72 PG 81-83
Instrument Date	Jun 22, 2021
Instrument	2021088459
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,166.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16604 CENTIPEDE ST, CLERMONT, FL 34714-5093

Mortgage

Document Number	0000573971
Date	Jun 28, 2021
Instrument	5739/71

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,817 (+1.55%) Land $100,000 Building $221,817	$321,817 (-11.75%) Land $100,000 Building $221,817
2024	$4,861.00 (+6.84%)
2023	$4,550.00 (+6.88%) Homeowner's exemption Additional exemption filed	$316,900 (+3%)	$364,672 (+18.53%) Land $100,000 Building $264,672
2022	$4,257.00 Homeowner's exemption Additional exemption filed	$307,672	$307,672 Land $43,000 Building $264,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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