16603 Stonecutter Ln, Davidson, NC 28036 Property Records

Mecklenburg County property record for 16603 Stonecutter Ln, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,276 sqft · built 2018
Lot Size	0.126 acres (5,519 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Apr 2019)
Tax Bill	$3,909 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`007-192-23`

Property Details

APN / Parcel Number

Primary APN	`007-192-23`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,276 sqft Heated Area

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	5,519 sqft (0.126 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	007-192-23
Street Address	16603 STONECUTTER LN
City	DAVIDSON
State	NC
Zip	28036-8996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L23 M63-831 TO 833
Legal Subdivision	DAVIDSON EAST PH 1A MAP 2
Legal Lot Number	23
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3023
Census Tract	6404

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16603 STONECUTTER LN, DAVIDSON, NC 28036-8996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO FCU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Apr 11, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on Record
Deed Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	0033420412
Deed Book / Page	33420 / 412
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16603 STONECUTTER LN, DAVIDSON, NC 28036-8996
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096588
Date	Oct 10, 2023
Book Page	38419/335
Instrument	2023096588

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16603 STONECUTTER LN, DAVIDSON, NC 28036-8996
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027964
Date	Feb 22, 2022
Book Page	37083/486
Instrument	2022027964

Lender

Name	CHARLOTTE METRO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	16603 STONECUTTER LN, DAVIDSON, NC 28036-8996
Document Number	0000097639
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16603 STONECUTTER LN DAVIDSON NC 280368996, DAVIDSON, NC 28036-8996

Mortgage

Document Number	0000097639
Date	Jun 30, 2020
Book Page	034750/000118
Instrument	97639

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 11, 2019
Property Address	16603 STONECUTTER LN, DAVIDSON, NC 28036-8996
Document Number	0000041966
Book / Page	33420 / 412
Map Reference	MB 63 PG 831-833
Instrument Date	Apr 11, 2019
Instrument	2019041966
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6701 CARMEL RD STE 425, 6701, CHARLOTTE, NC 28226-0203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16603 STONECUTTER LN, DAVIDSON, NC 28036-8996

Mortgage

Document Number	0000041967
Date	Apr 11, 2019
Instrument	2019041967

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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