16603 Railhead Dr, Choctaw, OK 73020 Property Records

Oklahoma County property record for 16603 Railhead Dr, Choctaw, OK 73020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,451 sqft · built 2002
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Mar 2026)
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1069-19-152-1870`

Property Details

APN / Parcel Number

Primary APN	`1069-19-152-1870`
Alternative APNs	`R191521870` `191521870`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,451 sqft Living Area
1st Floor Area	1,983 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Area	917 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	690 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191521870
Street Address	16603 RAILHEAD DR
City	CHOCTAW
State	OK
Zip	73020-5911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAILHEAD ESTATES BLK 006 LOT 006
Legal Range	01E
Legal Township	11N
Legal Section	18
Legal Subdivision	RAILHEAD ESTATES
Legal Block	006
Legal Lot Number	006
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	1
Census Block	1002
Census Tract	108713

Owner

Source: Oklahoma County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16603 RAILHEAD DR, CHOCTAW, OK 73020-5911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 9, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 10, 2020	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Nov 19, 2018	Trustee's Deed, Construction Loan · Line of Credit SECURITY ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on Record
Deed Sale	Mar 6, 2026 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	202631197
Deed Book / Page	16399 / 1978
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	16603 RAILHEAD DR, CHOCTAW, OK 73020-5911
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16603 RAILHEAD DR, CHOCTAW, OK 73020-5911

Mortgage

Document Number	0001085690
Date	Jul 5, 2023
Book Page	15499/1730
Instrument	2023070501085690

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	16603 RAILHEAD DR, CHOCTAW, OK 73020-5911
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001140304
Date	Aug 9, 2021
Book Page	14850/1863
Instrument	2021080901140304

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 6, 2026
Property Address	16603 RAILHEAD DR, CHOCTAW, OK 73020-5911
Document Number	0001031197
Book / Page	16399 / 1978
Instrument Date	Mar 3, 2026
Instrument	2026030601031197
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16603 RAILHEAD DR, CHOCTAW, OK 73020-5911

Mortgage

Document Number	0001031198
Date	Mar 6, 2026
Instrument	2026030601031198

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Feb 10, 2020
Property Address	16603 RAILHEAD DR, CHOCTAW, OK 73020-5911
Document Number	0142571552
Book / Page	014257 / 001552
Instrument Date	Feb 7, 2020
Instrument	10188600
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16603 RAILHEAD DR CHOCTAW OK 730205911, CHOCTAW, OK 73020-5911

Mortgage

Document Number	142571554
Date	Feb 10, 2020
Book Page	014257/001554
Instrument	10188610

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Nov 19, 2018
Property Address	16603 RAILHEAD DR, CHOCTAW, OK 73020-5911
Document Number	0138891648
Book / Page	013889 / 001648
Instrument Date	Nov 7, 2018
Instrument	11607900
Transaction Type	Construction Loan
Record Updated	Dec 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16603 RAILHEAD DR CHOCTAW OK 730205911, CHOCTAW, OK 73020-5911
Investor	Possibly a Property Investor

Mortgage

Document Number	138891648
Date	Nov 19, 2018
Book Page	013889/001648
Instrument	11607900

Lender

Name	SECURITY ST BK
Type	Bank
Address	CHEYENNE, OK 73628

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Choctaw City
Unified School District	Choctaw/Nicoma Park Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,196.00 (+3.1%) Homeowner's exemption	$28,474 (+6.09%) Land $3,512 Building $24,962	$372,000 (+8.77%) Land $45,880 Building $326,120
2024	$3,100.00 (+1.64%)
2023	$3,050.00 Homeowner's exemption	$26,840 Land $3,601 Building $23,239	$342,000 Land $45,880 Building $296,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Atlink Services Fixed Wireless	100 / 20

May also be available: OEC Fiber, Verizon.

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