16603 John Henry Ln, Ramona, CA 92065 Property Records

San Diego County property record for 16603 John Henry Ln, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,133 sqft · built 1965
Lot Size5.06 acres (220,849 sqft)
OwnerCompany Name on File
Last Sale$686,000 (Mar 2021)
Tax Bill$8,087 (2025)
Deeds & MortgagesDec 2021 Mortgage
Feb 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN278-352-11-00

Property Details

APN / Parcel Number

Primary APN278-352-11-00
Alternative APN
  • 2781110700

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,133 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area220,849 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Old Parcel Number2781110700
Street Address16603 JOHN HENRY LN
CityRAMONA
StateCA
Zip92065-6931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 25-13-1W NWQ W H OF S H OF E H OF SWQ OF
Legal Range01W
Legal Township13
Legal Section25
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2019
Census Tract20801

Owner

16603 John Henry Ln is owned by a company that acquired it in December 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address16603 JOHN HENRY LN, RAMONA, CA 92065-6931
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 1, 2023Intrafamily Transfer, Transfer
Mar 17, 2021Grant Deed, Transfer · Conventional Mortgage
MUFG UNION BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2021 · Amount on File
Deed SaleMar 17, 2021 · Amount on File
Prior SaleNov 25, 2014 · Amount on File
Deed Document Number2021209789
Last Transfer DateDec 22, 2022
Transfer Doc0000025921
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16603 JOHN HENRY LN, RAMONA, CA 92065-6931
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address16603 JOHN HENRY LN, RAMONA, CA 92065-6931

Mortgage

Document Number0000844451
DateDec 15, 2021
Instrument2021-0844451
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 1, 2023
Property Address16603 JOHN HENRY LN, RAMONA, CA 92065-6931
Document Number0000025921
Instrument DateDec 22, 2022
Instrument2023-0025921
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16603 JOHN HENRY LN, RAMONA, CA 92065-6931

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 17, 2021
Property Address16603 JOHN HENRY LN, RAMONA, CA 92065-6931
Document Number0000209789
Instrument DateFeb 19, 2021
Instrument2021-0209789
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16603 JOHN HENRY LN, RAMONA, CA 92065-6931

Mortgage

Document Number0000209790
DateMar 17, 2021
Instrument2021-0209790
Lender
NameMUFG UNION BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16603 John Henry Ln was $8,087 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$757,396 (+2%) Land $518,916 Building $238,480
2025$8,087.00 Homeowner's exemption$742,546 Land $508,742 Building $233,804
2023$7,646.00 (-0.98%)$713,714 Land $488,988 Building $224,726
2022$7,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16603 John Henry Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1980–2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16603 John Henry Ln is extreme, ranking above 97.6% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.6% of the US · above 87% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30

May also be available: Verizon.

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