San Diego County property record for 16603 John Henry Ln, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,133 sqft · built 1965 |
| Lot Size | 5.06 acres (220,849 sqft) |
| Owner | Company Name on File |
| Last Sale | $686,000 (Mar 2021) |
| Tax Bill | $8,087 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-352-11-00 |
| Primary APN | 278-352-11-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,133 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 220,849 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 2781110700 |
|---|---|
| Street Address | 16603 JOHN HENRY LN |
| City | RAMONA |
| State | CA |
| Zip | 92065-6931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 25-13-1W NWQ W H OF S H OF E H OF SWQ OF |
| Legal Range | 01W |
| Legal Township | 13 |
| Legal Section | 25 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20801 |
16603 John Henry Ln is owned by a company that acquired it in December 2022 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16603 JOHN HENRY LN, RAMONA, CA 92065-6931 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 1, 2023 | Intrafamily Transfer, Transfer |
| Mar 17, 2021 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on File |
| Deed Sale | Mar 17, 2021 · Amount on File |
| Prior Sale | Nov 25, 2014 · Amount on File |
| Deed Document Number | 2021209789 |
| Last Transfer Date | Dec 22, 2022 |
| Transfer Doc | 0000025921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16603 JOHN HENRY LN, RAMONA, CA 92065-6931 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 16603 JOHN HENRY LN, RAMONA, CA 92065-6931 |
| Document Number | 0000844451 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-0844451 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 1, 2023 |
| Property Address | 16603 JOHN HENRY LN, RAMONA, CA 92065-6931 |
| Document Number | 0000025921 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2023-0025921 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16603 JOHN HENRY LN, RAMONA, CA 92065-6931 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 17, 2021 |
| Property Address | 16603 JOHN HENRY LN, RAMONA, CA 92065-6931 |
| Document Number | 0000209789 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021-0209789 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16603 JOHN HENRY LN, RAMONA, CA 92065-6931 |
| Document Number | 0000209790 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-0209790 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 16603 John Henry Ln was $8,087 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $757,396 (+2%) Land $518,916 Building $238,480 | |
| 2025 | $8,087.00 Homeowner's exemption | $742,546 Land $508,742 Building $233,804 |
| 2023 | $7,646.00 (-0.98%) | $713,714 Land $488,988 Building $224,726 |
| 2022 | $7,722.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16603 John Henry Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1980–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16603 John Henry Ln is extreme, ranking above 97.6% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.6% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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