San Diego County property record for 16603 Hamlin Ct, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,554 sqft · built 1996 |
| Lot Size | 0.466 acres (20,305 sqft) |
| Owner | Company Name on File |
| Last Sale | $353,000 (Oct 1999) |
| Tax Bill | $6,708 (2025) |
| Deeds & Mortgages | Dec 2022 Reverse Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-491-32-00 |
| Primary APN | 278-491-32-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,554 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 20,305 sqft (0.466 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 16603 HAMLIN CT |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 178 TR 012754 |
| Legal Subdivision | SAN DIEGO 4626-3 |
| Legal Tract | 012754 |
| Legal Block | 2 |
| Legal Lot Number | 178 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17021 |
Source: San Diego County records · APN 278-491-32-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16603 HAMLIN CT, RAMONA, CA 92065-6838 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Apr 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 1999 · Amount on Record |
| Deed Sale | Oct 07, 1999 · Amount on Record |
| Prior Sale | Mar 24, 1995 · Amount on Record |
| Deed Document Number | 1999680831 |
| Last Transfer Date | Mar 23, 2022 |
| Transfer Doc | 0000176102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16603 HAMLIN CT, RAMONA, CA 92065-6838 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16603 HAMLIN CT, RAMONA, CA 92065-6838 |
| Document Number | 0000466305 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022-0466305 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Dec 13, 2093 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.66% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 22, 2022 |
| Property Address | 16603 HAMLIN CT, RAMONA, CA 92065-6838 |
| Document Number | 0000176102 |
| Map Reference | MAP 12754 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022-0176102 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 16603 HAMLIN CT, RAMONA, CA 92065-6838 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $553,381 (+2%) Land $168,519 Building $384,862 | |
| 2025 | $6,708.00 (+1.78%) Homeowner's exemption | $542,531 (+4.04%) Land $165,215 Building $377,316 |
| 2024 | $6,591.00 (+4.95%) | |
| 2023 | $6,280.00 (-1.66%) Homeowner's exemption | $521,465 Land $158,800 Building $362,665 |
| 2022 | $6,386.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Very High above 92% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: San Diego Broadband.
Based on FCC filings for 95 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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