16601 Larry Ln, Spiro, OK 74959 Property Records

Le Flore County property record for 16601 Larry Ln, Spiro, OK 74959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 2004
Lot Size	1.24 acres (54,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Jun 2019)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19381`

Property Details

APN / Parcel Number

Primary APN	`19381`
Alternative APN	`0446-00-000-000-0-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
1st Floor Area	1,886 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,102 sqft (1.24 acres)
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Porch	Slab
Porch Area	214 sqft
Deck Area	252 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19381
Street Address	16601 LARRY LN
City	SPIRO
State	OK
Zip	74959-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOUNTAIN VIEW SUB DIV 3 LOT 10 B1545 P439 B1642 P149 B2076 P476
Legal Range	26E
Legal Township	09N
Legal Section	10
Legal Subdivision	MOUNTAIN VIEW SUB # 3
Legal Lot Number	10
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	2
Census Block	2023
Census Tract	40303

Owner

Source: Le Flore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16601 LARRY LN, SPIRO, OK 74959-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 15, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage FIRSTAR BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	20194226
Deed Book / Page	2076 / 476
Prior Transfer Date	Mar 7, 2007
Prior Transfer Doc	0016420149
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Recording Date	Sep 29, 2026
Property Address	16601 LARRY LN, SPIRO, OK 74959-4557
Document Number	0000007452
Book / Page	2373 / 754
Instrument Date	Sep 18, 2026
Instrument	20267452
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16601 LARRY LN, SPIRO, OK 74959-4557

Mortgage

Document Number	0000007452,
Date	Sep 29, 2026
Book Page	2373/754
Instrument	20267452

Lender

Name	ARVEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 23, 2051

Interest

Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	16601 LARRY LN, SPIRO, OK 74959-4557
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16601 LARRY LN, SPIRO, OK 74959-4557

Mortgage

Document Number	0022170395
Date	Mar 15, 2023
Book Page	2217/395
Instrument	1807

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LE FLORE OK
Property Address	16601 LARRY LN, SPIRO, OK 74959-4557
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROPERTY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021320280
Date	Feb 4, 2021
Book Page	2132/280
Instrument	985

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Aug 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Jun 19, 2019
Property Address	16601 LARRY LN, SPIRO, OK 74959-4557
Document Number	0020760476
Book / Page	2076 / 0476
Instrument Date	Jun 19, 2019
Instrument	4226
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ADAMS ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16601 LARRY LN, SPIRO, OK 74959-4557

Mortgage

Document Number	0000004227
Date	Jun 19, 2019
Instrument	4227

Lender

Name	FIRSTAR BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,339 (+3%) Land $1,284 Building $19,055	$184,898 (-13.86%) Land $11,670 Building $173,228
2025	$1,663.00 (+3.81%) Homeowner's exemption	$19,746 (+6.09%) Land $1,246 Building $18,500	$214,659 (+26.86%) Land $20,000 Building $194,659
2023	$1,602.00 Homeowner's exemption	$18,613 Land $1,210 Building $17,403	$169,209 Land $11,000 Building $158,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2016)
Most Recent Claim	May 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 66% of Oklahoma
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO EAST WATER ASSOCIATION serves 1,817 people · EPA ID OK3004005
Water Source	Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids not recorded as resolved · Jul 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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