16601 Co Rd 448, Mount Dora, FL 32757 Property Records

Lake County property record for 16601 Co Rd 448, Mount Dora, FL 32757

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 600 sqft · built 2017
Lot Size	7.51 acres (327,114 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jul 2017)
Tax Bill	$1,629 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2018 Second Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`11-20-26-0500-000-01200`

Property Details

APN / Parcel Number

Primary APN	`11-20-26-0500-000-01200`
Alternative APNs	`262011050000001200` `2871458`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Metal
Lot Area	327,114 sqft (7.51 acres)
View / Lot	Wetland
Garage Type	Detached
Garage Area	192 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2871458
Street Address	16601 COUNTY ROAD 448
City	MOUNT DORA
State	FL
Zip	32757-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	VICTORIA SETTLEMENT 14-20-26 THAT PART OF LOTS 12 & 13 DESC AS FOLLOWS: FROM NE COR LOT 11 RUN S 89DEG 43MIN 02SEC W ALONG THE N LINE OF SAID LOTS 11 & 12 A DIST OF 664.9 FT TO POB CONT S 89DEG 43MIN 02SEC W ALONG N LINE OF SAID LOT 12 A DIST OF 324.
Legal Range	26E
Legal Township	20S
Legal Section	11
Legal Subdivision	VICTORIA SETTLEMENT (SAME AS VICTORIA AD
Legal Tract	12
Legal Lot Number	12
Jurisdiction	LAKE FL
Township / Civil Division	TAVARES
Census Block Group	1
Census Block	1033
Census Tract	31002

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16601 COUNTY ROAD 448, MOUNT DORA, FL 32757-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Dec 13, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTCO BANK
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jul 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2017 · Amount on Record
Deed Sale	Jul 1, 2017 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Book / Page	4970 / 704
Last Transfer Date	Jul 10, 2017
Transfer Doc	0049700704
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16601 COUNTY ROAD 448, MOUNT DORA, FL 32757-9642
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16601 COUNTY ROAD 448, MOUNT DORA, FL 32757-9642

Mortgage

Document Number	0060361859
Date	Oct 11, 2022
Book Page	6036/1859
Instrument	2022134754

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16601 COUNTY ROAD 448, MOUNT DORA, FL 32757-9642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052101167
Date	Dec 13, 2018
Book Page	5210/1167
Instrument	2018143557

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2038

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16601 COUNTY ROAD 448, MOUNT DORA, FL 32757-9642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050041937
Date	Sep 27, 2017
Book Page	5004/1937
Instrument	2017102714

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2037

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jul 11, 2017
Property Address	16601 COUNTY ROAD 448, MOUNT DORA, FL 32757-9642
Document Number	0049700704
Book / Page	004970 / 000704
Instrument Date	Jul 10, 2017
Instrument	74202
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16519 COUNTY ROAD 448 MOUNT DORA FL 327579624, MOUNT DORA, FL 32757-9624

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,800 (+2.89%)	$240,317 (-0.05%) Land $165,125 Building $75,192
2025		$105,740 (+5.98%)	$240,433 (+0.85%) Land $165,125 Building $75,308
2024	$1,629.00 (+16.94%)
2023	$1,393.00 (+15.31%) Homeowner's exemption	$99,770 (+2.99%)	$238,401 (+27.15%) Land $165,125 Building $73,276
2022	$1,208.00 Homeowner's exemption	$96,870	$187,498 Land $114,935 Building $72,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	4 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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