1660 Pebble Beach Cir, Elgin, IL 60123 Property Records

Kane County property record for 1660 Pebble Beach Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,446 sqft · built 1990
Lot Size	0.8 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Mar 2022)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-27-104-040`

Property Details

APN / Parcel Number

Primary APN	`06-27-104-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	3,485 sqft (0.8 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1660 PEBBLE BEACH CIR
City	ELGIN
State	IL
Zip	60123-6866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 6 LOT 466
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	466
Legal Unit	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851908

Owner

1660 Pebble Beach Cir is owned and occupied by two individuals who bought it in March 2022.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1660 PEBBLE BEACH CIR, ELGIN, IL 60123-6866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	Nov 9, 2004 · Amount on File
Deed Document Number	202215102
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 17, 2022
Property Address	1660 PEBBLE BEACH CIR, ELGIN, IL 60123-6866
Document Number	0000015102
Map Reference	DOC 90K02290
Instrument Date	Mar 16, 2022
Instrument	2022K015102
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40W965 ROUTE 64, 40W965, WASCO, IL 60183

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1660 PEBBLE BEACH CIR, ELGIN, IL 60123-6866

Mortgage

Document Number	0000015103
Date	Mar 17, 2022
Instrument	2022K015103

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1660 Pebble Beach Cir was $5,120 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,120.00 Homeowner's exemption	$75,118 (+8.57%) Land $17,574 Building $57,544	$225,444 (+8.57%) Land $52,743 Building $172,701
2024		$69,189 Land $16,187 Building $53,002	$207,650 Land $48,580 Building $159,070
2022	$4,421.00 (+4.81%) Homeowner's exemption	$56,996 (+6.96%) Land $13,335 Building $43,661	$170,988 (+6.96%) Land $40,005 Building $130,983
2021	$4,218.00 Homeowner's exemption	$53,287 Land $12,467 Building $40,820	$159,861 Land $37,401 Building $122,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1660 Pebble Beach Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1660 Pebble Beach Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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